At the beginning of this new year, I found myself thinking a little bit philosophically about last year and I imagined the year to come. We saw the merger of Wasatch Peaks Credit Union with SummitOne Credit Union and we changed our Home Banking program again to what we believe is a superior product than what we had.

    All changes are done with risks involved and we all know that most of us do not like change of any sort. The Credit Union only makes changes that we feel will be for the benefit of its members. It amazes me how many credit unions do not want to take the risk of change. We believe that even though there are risks involved in taking action. The alternative, inaction, is almost never the better choice. Action requires courage, brings learning and growth, builds confidence and leads us to solutions. Inaction, at best, does nothing. It holds us in the past. I was once told by a good friend, "It's better to be one who is told to wait, than one who waits to be told."

    This spring, we want you to understand that Personal Finance is more personal than it is finance. You have to make decisions that are right for you and not right for your friends or siblings. That may mean leaving cash in the credit union because you sleep better at night knowing that it's safe and stable. Sometimes it means taking a lower paying job because the work is more enjoyable. It may mean you work a few extra years because you do not want your children strapped with student loans. Whatever your goals, make them thoughtfully and with a plan to get you from here to there, because I can guarantee you there will be changes along the way.

    We hope that Wasatch Peaks Credit Union will be instrumental in allowing you to achieve all your financial goals. Our goals always include helping you achieve your goals. We hope that our products and services are applicable to your financial success and that they will change as your needs change. Thank you for your loyalty in doing business with us.

    Wasatch Peaks

    Written by Wasatch Peaks