Now that we have a budget, let’s slim it down! You’ve already practiced spending less thanks to Step #2 in this series. Now, it’s time to get serious about it. Take a long, hard look at the money you spend each month and find your weak spots.
Where do you spend the most on unnecessary purchases?
What’s your particular vice? You may even have several spending traps.
How can you cut back on your daily expenses?
Remember, any extra money you save goes toward your debt payments.