This holiday season, your next ride or adventure comes with a little something extra. Finance a qualifying new or used auto, RV, motorcycle, snowmobile, ATV, or boat and receive a rebate representing your first 90 days of loan interest, up to $500.
Your rebate will be deposited directly into your Wasatch Peaks checking account the day after your loan is funded.
Unwrap Up to $500 in Interest Back
Your Ride. Your Adventure. Our Holiday Treat.
Your Holiday Bonus in 3 Easy Steps
1. Find Your Next Ride
Shop for a qualifying new or used vehicle or recreational toy, model year 2015 or newer.
2. Finance With Us
Apply for your loan with Wasatch Peaks Credit Union. Credit approval and membership requirements apply.
3. Unwrap Your Rebate
Receive a rebate representing your first 90 days of loan interest, up to $500, deposited into your eligible credit union checking account the day after funding.
Don't have a checking account with us? We can help you open a Peaks Perks Checking account, subject to account-opening requirements.
Something for Every Adventure
Whether you're hitting the highway, exploring the trails, or dreaming of warmer days on the water, your next adventure could come with a holiday rebate.
Get a Little Extra Jingle in Your Checking
Your holiday rebate doesn't just stay on your loan. It gets deposited directly into your Wasatch Peaks Credit Union checking account the day after loan funding.
Don't have a checking account? We'll help you open your own Peaks Perks Checking so you can receive your rebate, subject to account-opening requirements.
Frequently Asked Questions
Which loans qualify?
Which loans qualify?
This promotion applies to new and used auto, RV, motorcycle, snowmobile, ATV, and boat loans for collateral model year 2015 or newer. Both purchases and external refinances are eligible. Internal refinances also qualify when a minimum of $7,500 in additional funds is added to the loan.
How much can I receive?
How much can I receive?
A rebate calculated to represent your first 90 days of loan interest, up to a maximum of $500 per qualifying loan.
When will I receive my rebate?
When will I receive my rebate?
The day after your qualifying loan is funded, your rebate will be deposited into your eligible Wasatch Peaks Credit Union checking account, subject to applicable processing and posting procedures.
Do I need a checking account?
Do I need a checking account?
Yes. An eligible checking account with Wasatch Peaks Credit Union is required. If you don't have one, we can help you open a Peaks Perks Checking account for you, subject to account-opening requirements.
What is the 24-month recapture provision?
What is the 24-month recapture provision?
The promotional rebate may be subject to repayment under the terms of the promotion if certain events occur within the first 24 months. Refer to the complete promotional terms for specific recapture conditions.
Does this promotion mean I don't pay interest for 90 days?
Does this promotion mean I don't pay interest for 90 days?
No. Interest continues to accrue and regular loan payments remain due. The promotional rebate is a separate benefit representing a portion of the interest paid during the first 90 days.
Don't Let This Holiday Treat Slip Away
Your next ride or adventure could come with up to $500 in interest back. Apply for your qualifying loan before the promotion ends.
Terms and Conditions
Offer Period: November 1, 2026, through January 31, 2027. Eligible Loans: Promotion applies to qualifying new or used automobile, recreational vehicle, motorcycle, snowmobile, ATV, UTV, and boat loans for model year 2015 or newer. Personal, signature and other unsecured loans are not eligible. Rebate: Qualified borrowers will receive a promotional rebate equal to the interest calculated for the first 90 days of the loan, up to $500 per qualifying loan. The actual rebate amount will vary based on the loan amount, APR and other loan terms and may be less than $500. Multiple Loans: A member may receive a rebate on more than one qualifying loan, provided each loan meets the promotion requirements. Checking Account: The rebate will be deposited into a Peaks Perks or CLIMB checking account. If the borrower does not already have an eligible account, one will be opened for the rebate deposit. Rebate Timing: The rebate will typically be deposited the next business day after loan funding. Refinances: Refinances from another financial institution are eligible. An existing Wasatch Peaks loan refinanced in-house is eligible only when at least $7,500 in new money is added to the loan amount. 24-Month Recapture: If the loan is paid off, refinanced, sold, defaults, or is otherwise closed within 24 months, 100% of the promotional rebate will be recaptured. Interest and Payments: Interest begins accruing when the loan is funded, and all scheduled payments remain due. The rebate is not a waiver of interest and does not reduce or otherwise change the loan's contractual annual percentage rate (APR). Credit Approval: All loans are subject to credit approval, underwriting standards, collateral requirements and other applicable terms and restrictions. Federally insured by NCUA.