Purchasing or refinancing a home is a major decision. Whether you're buying your first home, making the next move, or putting your home’s equity to use, Wasatch Peaks Credit Union has a solution to fit your needs. Check out the details of some of our home loan options or head on over to our mortgage loan calculator to estimate how much you may be spending per month.
Financing your home with Wasatch Peaks Credit Union means you’ll enjoy competitive rates. You can view them in the table below and then use our mortgage calculator to estimate your low monthly payment.
*Rates, fees, and Annual Percentage Rates (APRs) displayed are intended as mortgage market indicators only, are time-delayed, and may change without notice. The information provided assumes the purpose of the loan is to purchase a primary residence, a single-family dwelling in Utah with a 20% down payment. The rate-lock period is 30 days and the assumed credit score is 740. Actual rates, fees, and APRs may vary based on these and other factors. There may be additional fees assessed by the investor that will increase the APR. NMLS# 631141
We have a home loan that will help you finance your dream, whatever it looks like. You can use our home loans to purchase a house or other real estate, like a condo or townhouse. You can use a land and construction loan to finance the lot and building of a new home. Or, you can use our renovation loan to finance a fixer-upper and all the repairs.
To find out how much you can qualify for, please contact our loan team. We’ll be happy to help you with that once we know a little bit about your finances and the type of homes you’re interested in.
You can use our mortgage calculator to estimate a monthly payment based on a home price, down payment, interest rate, and loan terms. That will give you a good idea to start. Then we suggest getting prequalified to find out exactly how much you can borrow and how much your monthly payment will be.
Both APR and the interest rate represent the cost of a loan to a borrower. However, the APR includes other fees and charges like mortgage insurance, closing costs, and discount points whereas the interest rate does not. This is why the APR is typically higher than the interest rate.
Mortgage points are discount points that you can purchase as a way to reduce the interest rate on your loan. One point generally equals one percent of the loan amount.