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Home Equity Line of Credit

Financial Freedom and Endless Possibilities

 

apply now!

 

Take Advantage of a Low 4.99% APR* Introductory Rate for the first 6 months

A Home Equity Line of Credit is a smart way to tap into the reserve equity you've built in your home and get the cash you need. By leveraging the value that has accumulated in your property over time, you can access a flexible and convenient source of funds for various financial needs. Whether you're planning a major home renovation, consolidating high-interest debt, covering unexpected medical expenses, or even funding a child's education, a Home Equity Line of Credit can provide the financial support you require without the need to liquidate other investments or savings. 

Home-Improvement

Unlock Your Equity

A Home Equity Line of Credit gives you flexible access to funds—so you’re ready for life’s important moments, whenever they arise.

 

Let Your Home’s Value Help You:
  • Consolidate debt
  • Pay off credit cards
  • Reduce your current interest rate on other loans
  • Instantly get cash for your home remodel or repairs

HELOC rates

Loan
APR
Details
Home Equity Line of Credit
special rate
4.99 %
Introductory Rate
Home Equity Line of Credit
7.75 %
Variable Rate
Mortgage Rates Disclosures

Helpful links

How to Get the Best Home Equit..
Should You Use a HELOC for Deb..
Is a Home Equity Line of Credi..

Remodels & Repairs

Unlock the equity in your home to make improvements and necessary repairs.

Instant Cash

Conveniently transfer money between accounts and gain easy access to instant cash.

Pay Off Debt

Consolidate credit card debt into a single loan with a lower interest rate.

Infinite Possibility

Use and pay back your home equity line of credit how and when you want to.

 

Apply for a HELOC

A home equity line of credit is a great way to simplify your finances and greatly reduce the interest you pay on your current loans and credit cards.

 

apply now!

*On Approved Credit. Introductory rate of 4.99% Annual Percentage Rate (APR) will be fixed and in effect for 6 months. Following the introductory period, your rate and current balance at that time will revert to a variable rate based on the Prime Rate plus or minus the margin state in your home equity line of credit agreement. Home must be under 80% Loan- to-Value (LTV). After 6 months, your rate and current balance at that time will revert to the current stated rate, which is 7.75% APR/Variable, as of October 23, 2025. This is our best rate; your rate may be different depending on credit score and underwriting criteria. Rates and offer subject to change. Membership eligibility is required. 
Equal Opportunity Lender. NMLS#631141

HELOC-9.18

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Toll-Free  800-331-7549
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Routing Number
324377707

Wasatch Peaks Credit Union 4723 Harrison Blvd Ogden, Utah 84403
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