THE BEST VISA® CREDIT CARDS

SMARTER SPENDING STARTS WITH THE RIGHT CARD

BENEFITS OF GETTING A CREDIT CARD FROM A CREDIT UNION

We offer a range of credit cards to suit your individual needs. Whether you prioritize rewards, low-interest rates, or enhanced security features, you'll find a card that aligns with your financial goals. Our personal credit cards in Utah are designed to help you make smarter spending decisions and achieve your financial objectives.

Enjoy the advantages that come with every Wasatch Peaks credit card:

• No annual fees on any card
• Competitive variable interest rates
• Travel Accident Insurance for peace of mind
• Auto Rental Insurance for worry-free travel
• Robust digital banking fraud tools for real-time fraud protection
• Lost or stolen card replacement at any branch
• Convenient account management with our digital banking online or on mobile
• Free eStatements for easy tracking

HOW TO OPEN A WASATCH PEAKS CREDIT CARD

Frequently asked questions about our credit cards

• Why should I choose a local credit union for my personal credit cards in Utah?

  Choosing a local credit union means you benefit from significantly lower interest rates and fewer fees compared to large national banks. Because we are a not-for-profit cooperative, our primary goal is to serve our members, rather than generate profit for outside shareholders. When you open personal credit cards in Utah with Wasatch Peaks, you also receive dedicated, hometown customer service that understands the unique needs of residents across the state and neighboring areas.

• How do I know which credit card is right for me?

  The best card for you depends on your daily financial habits and long-term goals. If you plan to carry a balance from month to month, our low-rate options can save you a substantial amount of money on interest. If you pay off your balance each month, our rewards card allows you to earn valuable points on your everyday purchases. Our team is always available to help you compare your options.

• Can I apply if I live outside of Utah?

  Yes! While we pride ourselves on being a premier provider of a credit card in Utah, we also proudly serve members in surrounding states, including Wyoming and Idaho. As long as you meet our membership eligibility requirements, you can take full advantage of our competitive credit card products and financial services.

• Are there any hidden fees I need to worry about?

  Absolutely not. We believe in complete financial transparency. Our credit cards come with no hidden annual fees, no surprise balance transfer fees, and straightforward terms. You will always know exactly what to expect from your account.
  

• How long does it take to get approved?

  Our online application process is quick and highly efficient. In many cases, you can receive an approval decision within minutes. Once your application is approved, your new credit card will be mailed to you promptly, typically arriving within seven to ten business days.