*Rates, fees, and Annual Percentage Rates (APRs) displayed are intended as mortgage market indicators only, are time-delayed, and may change without notice. The information provided assumes the purpose of the loan is to purchase a primary residence, single-family dwelling in Utah with a 20% down payment. The rate-lock period is 30 days and the assumed credit score is 740. Actual rates, fees, and APRs may vary based on these and other factors. There may be additional fees assessed by the investor that will increase the APR. NMLS# 631141
*Annual Percentage Rate (APR). On Approved Credit (OAC). This is our best rate; your rate may be different depending on credit history and underwriting criteria. Rates subject to change based on vehicle loan-to-value and term. Limited time offer.
Recreational Loans: *Up to 180-month terms available on RV loans and up to 84-month terms available on Boat, ATV/ UTV, Motorcycle, and Snowmobile loans.
Summit Rewards Credit Card: Gift cards are not sponsors or co-sponsors of this program.
Visa No Cash Back Credit Card: *APR (Annual Percentage Rate) and OAC (On Approved Credit). After the 6 month Introductory Fixed Rate, your rate will revert to the current stated rate, which is 10.00% APR/ Variable, as of March 1, 2021. Transfer Balance must be from another creditor, other than Wasatch Peaks Credit Union, to qualify for 4.99% APR Intro Fixed Rate Offer. This is our best rate; your rate may be different depending on underwriting criteria and credit score.
For Peaks Perks™ Checking High Dividend, earn 1.00% APY (Annual Percentage Yield) on your account on up to $10,000 during the monthly qualification cycle. Earn 0.25% APY on the portion of balance over $10,000. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if qualifications are met within monthly qualification cycle. Limit one account per SSN.
*Christmas Club account maximum deposit is $300 per month. Early withdrawal fee of 60 days of dividends of the amount withdrawn apply or $5.00 minimum.
Dedicated Saver Certificate: Save for specific goals in mind. Automatic transfer of $10 per month required. You may make a manual transfer of a maximum of $10,000 per month to your existing Dedicated Saver Certificate.
Bump Option: Available on all Regular & IRA Certificate Accounts. Rate is .15% points less than the stated rate.
*Flex Certificate: Great rate with more liquidity then money market accounts. Allows withdrawals the first three (3) business days of each quarter (January/April/July/October). The maximum limit of Flex Certificate is $100,000 with a maximum deposit of $10,000 per month.
All money market accounts paid monthly.