*Rates, fees, and Annual Percentage Rates (APRs) displayed are intended as mortgage market indicators only, are time-delayed, and may change without notice. The information provided assumes the purpose of the loan is to purchase a primary residence, a single-family dwelling in Utah with a 20% down payment. The rate-lock period is 30 days and the assumed credit score is 740. Actual rates, fees, and APRs may vary based on these and other factors. There may be additional fees assessed by the investor that will increase the APR. NMLS# 631141
Auto Loans: *Annual Percentage Rate (APR). On Approved Credit (OAC). This is our best rate; your rate may be different depending on credit history and underwriting criteria. Rates are subject to change based on vehicle loan-to-value and term. Limited time offer. Refinance must be from another institution.
Recreational Loans: *Up to 180-month terms available on RV loans and up to 84-month terms available on Boat, ATV/ UTV, Motorcycle, and Snowmobile loans.
*Annual Percentage Rate (APR). On Approved Credit (OAC). This is our best rate; your rate may be different depending on credit history and underwriting criteria. Rates are subject to change based on vehicle loan-to-value and term. Limited time offer. Refinance must be from another institution.
Summit Rewards Credit Card: Gift cards are not sponsors or co-sponsors of this program.
Visa No Cash Back Credit Card: *APR (Annual Percentage Rate) and OAC (On Approved Credit). This is our best rate; your rate may be different depending on underwriting criteria and credit score.
0% APR Balance Transfer: *0% Fixed Annual Percentage Rate (APR) for the first six statement cycles (180 days) from the date of the first balance transfer completed during the promotional period of 02/01/2026 through 04/30/2026. After the initial six statement cycles, any remaining promotional balance transfer amount will convert to the pre-determined rate based on creditworthiness at account opening. Any additional balance transfers made during the promotional period will be added to the promotional balance but will share the same expiration date—0% interest will end 180 days after the date of the first promotional balance transfer. The 0% balance transfer offer may not be used to pay ANY Wasatch Peaks Credit Union accounts. The offer is available on all consumer Visa products only; business Visa products are excluded. To qualify for and maintain the promotional rate, the Visa account must remain in good standing and may not be past due at any time during the promotional period. Additional restrictions may apply. For full program details click here.. For full program details click here.
For Peaks Perks™ Checking High Dividend, earn 1.00% APY (Annual Percentage Yield) on your account on balances $0 - $24,999.99 during the monthly qualification cycle. Earn 2.00% APY on balances $25,000 - $99,999.99. Earn 3.00% on balances over $100,000.00. If qualifications are not met, all balances earn 0.05% APY. Qualifying transactions must post and settle to the account during monthly qualification cycle. Transactions may take one or more banking days from the date the transaction was made to post and settle to the account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed up to $10 if qualifications are met within monthly qualification cycle. Limit one account per SSN.
*Christmas Club account maximum deposit is $300 per month. Early withdrawal fee of 60 days of dividends of the amount withdrawn apply or $5.00 minimum.
Dedicated Saver Certificate: Save for specific goals in mind. Automatic transfer of $10 per month is required. You may make a manual transfer of a maximum of $10,000 per month to your existing Dedicated Saver Certificate.
Bump Option: Available on all Regular & IRA Certificate Accounts. Rate is .15% points less than the stated rate.
*Flex Certificate: Great rate with more liquidity than money market accounts. Allows withdrawals the first three (3) business days of each quarter (January/April/July/October). The maximum limit of Flex Certificate is $100,000 with a maximum deposit of $10,000 per month.
*Certificate Special: Annual Percentage Yield (APY) Special rates apply to new deposits only for share certificate of deposits, IRA contributions or rollovers to IRA certificate of deposits. The new rate will remain in effect until the certificate maturity date. A penalty may be imposed for withdrawals before maturity. May not be combined with other rates or offers. The offer is valid for a limited time only.
All money market accounts paid monthly.
All money market accounts paid monthly.
Summit Rewards Credit Card: Gift cards are not sponsors or co-sponsors of this program.
Visa No Cash Back Credit Card: *APR (Annual Percentage Rate) and OAC (On Approved Credit). This is our best rate; your rate may be different depending on underwriting criteria and credit score.
0% APR Balance Transfer: *0% Fixed Annual Percentage Rate (APR) for the first six statement cycles (180 days) from the date of the first balance transfer completed during the promotional period of 02/01/2026 through 04/30/2026. After the initial six statement cycles, any remaining promotional balance transfer amount will convert to the pre-determined rate based on creditworthiness at account opening. Any additional balance transfers made during the promotional period will be added to the promotional balance but will share the same expiration date—0% interest will end 180 days after the date of the first promotional balance transfer. The 0% balance transfer offer may not be used to pay ANY Wasatch Peaks Credit Union accounts. The offer is available on all consumer Visa products only; business Visa products are excluded. To qualify for and maintain the promotional rate, the Visa account must remain in good standing and may not be past due at any time during the promotional period. Additional restrictions may apply. For full program details click here.. For full program details click here.
Wasatch Peaks Credit Union 4723 Harrison Blvd Ogden, Utah 84403
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