Home Loan Rates

 

LOAN

6-Month Intro

Variable Rate

Home Equity Line of Credit 1.79% APR 4.99% APR
     

LOAN

APR* as low as

Details

30-Yr Fixed Mortgage 2.999 - 3.071%*  
15-Yr Fixed Mortgage 2.875 - 3.007%*  
10-Yr Fixed 2nd Mortgage 9.00% $15,000 Max
5-Y Fixed 1st & 2nd Mortgage 3.10% 80% LTV
7-Yr Fixed 1st & 2nd Mortgage 3.15% 80% LTV
10-Yr Fixed 1st & 2nd Mortgage 3.25% 80% LTV
15-Yr Fixed 1st Mortgage 3.35% 5 Year Call
15-Yr Fixed 2nd Mortgage 4.25% 5 Year Call
30-Yr Fixed Long Term Mortgage  3.50% 10 Year Call
     
9 Month Construction 4.25%  
10 Yr Improved Lot 5.24% 3 Year Call - 80% LTV
20 Yr Improved Lot 5.99% 3 Year Call - 80% LTV
30 Yr Improved Lot 6.24% 3 Year Call - 80% LTV

 

Disclaimers
 

Vehicle Loan Rates

 

Type

Term

APR as low as

Auto - New & Used 36 Months 1.90%
Auto - New & Used 48 Months 2.79%
Auto - New & Used 60 Months 2.89%
Auto - New & Used 72 Months 3.10%
Auto - New & Used 84 Months 3.95%

 

Recreational Loan Rates

 

Type

Term

APR as low as

RV 60 Months 4.25%
Boat 60 Months 4.25%
ATV / UTV 60 Months 4.49%
Motorcycle 60 Months 4.49%
Snowmobile 60 Months 4.49%

 

Disclaimers
 

Personal Loan Rates


Personal Loan

Details

APR as low as

Signature Loan Fixed - 48 Months 9.05%
Share or Certificate Loan Fixed - 60 Months Rate + 3.00%
Overdraft  Variable - 2.70% of Balance 14.90%

 

Credit Card Rates


VISA CARD

Details

APR as low as

Platinum - No Cash Back Variable - No Annual Fees 10.00%
Platinum - 1% Cash Back Variable - No Annual Fees 13.00%
Platinum - 1.5% Cash Back Variable - No Annual Fees 14.25%
Platinum - Summit Rewards Variable - No Annual Fees 10.50%

 

Disclaimers
 

CHECKING RATES

PEAKS PERKS CHECKING

   
High Dividend
Rate
APY*
Minimum
$0.00 - $10,000
2.23%
2.25%
$0.00
$10,000.01 or greater
0.25%
0.25 - 2.25%
$0.00
Non-qualifying
0.05%
0.05%
$0.00
       
Cash Back
3% cash back*
$0.00
       
Free Checking 0.05% 0.05% $0.00

 

Disclaimers
 

SAVINGS RATES

TYPE

RATE

APY*

Minimum

Share Savings 0.05% 0.05% $5.00
Budgeter Savings 0.05% 0.05% $0.00
Christmas Club* 0.45% 0.45% $5.00
Money Moose Kids Club 0.05% 0.05% $5.00
IRA Savings 0.05% 0.05% $0.00
Health Savings 0.05% 0.05% $0.00

 

Disclaimers
 

Certificates & IRAs

TERM

Rate

APY

Minimum

3 Month 0.20% 0.20% $500
6 Month 0.25% 0.25% $500
1 Year Flex* 0.30% 0.30% $500
12 Month 0.35% 0.35% $500
18 Month 0.40% 0.40% $500
24 Month 0.40% 0.40% $500
30 Month 0.45% 0.45% $500
36 Month 0.50% 0.50% $500
48 Month 0.65% 0.65% $500
60 Month 0.70% 0.70% $500

 

All certificates pay monthly

Disclaimers
 

Money Market

AMOUNT

Rate

APY

Minimum

$0.00 - $2,499 0.05% 0.05% $0.00
$2,500 - $19,999 0.10% 0.10% $2,500
$20,000 - $49,999 0.15% 0.15% $20,000
$50,000 - $99,999 0.15% 0.15% $50,000
$100,000 - $249,999 0.15% 0.15% $100,000
$250,000 & Up 0.20% 0.20% $250,000

 

All money market accounts paid monthly

 

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