Group of teens eating ice cream purchased using youth checking account.

Youth Account

Checking Designed for Youth


Youth Checking Designed for Ages 12-17

Wasatch Peaks is committed to helping our members in all stages of life. This is why we are excited to offer our cash back checking account for youth. With a Z-Checking™ Cash Back account, there's no minimum deposit to open and members can learn money management while earning cash back rewards.


Open a Checking Account

Account Details

  • Completely FREE
  • Cash back every month
  • No category restrictions on purchases
  • No minimum balance to earn rewards
  • Unlimited check writing
  • No minimum deposit to open

Z-Checking Logo

What You Get

  • Visa Debit Checking Card

  • 3% cash back on first $200 spent

  • Up to $6.00 cash back per month

  • Free Online Banking with Bill Pay

  • CardNav Card Manager

Group of teenagers sitting by campfire.

Earning Rewards Is Easy

To earn your rewards, the monthly qualifications are simple!

• Have at least 12 debit card purchases post and settle
• Be enrolled and log into Online Banking at least one time
• Be enrolled in eStatements


Even if you don't meet your monthly qualifications, your Z-Checking account is always free.

You’ll pay no penalties or fees and you can get right back to racking up rewards the very next month.