Group of teens eating ice cream purchased using youth checking account.

Youth Account

Checking Designed for Youth


Youth Checking

Designed for Ages 12 to 17

Wasatch Peaks is committed to helping our members in all stages of life. This is why we are excited to offer our cash back checking account for youth. With a Z-Checking™ Cash Back account, there's no minimum deposit to open and members can learn money management while earning cash back rewards.


Open a Checking Account

Youth Saving Special


Account Details

  • Completely FREE
  • Cash back every month
  • No category restrictions on purchases
  • No minimum balance to earn rewards
  • Unlimited check writing
  • No minimum deposit to open

Z-Checking Logo

What You Get

  • Visa Debit Checking Card

  • 3% cash back on first $200 spent

  • Up to $6.00 cash back per month

  • Free Online Banking with Bill Pay

  • CardNav Card Manager

Group of teenagers sitting by campfire.

Earning Rewards Is Easy

To earn your rewards, the monthly qualifications are simple!

• Have at least 12 debit card purchases post and settle
• Be enrolled and log into Online Banking at least one time
• Be enrolled in eStatements


Even if you don't meet your monthly qualifications, your Z-Checking account is always free.

You’ll pay no penalties or fees and you can get right back to racking up rewards the very next month.