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Peaks Perks Checking

Get Checking that Rewards You

Choose Your Rewards

Peaks Perks Checking bring you two great options when it comes to checking and their both completely free. Choose checking that pays you back or earn a high dividend reward on up to $10,000. It's easy to get rewarded.

If you're looking to get rewarded for your debit card transactions, then we have exactly what you're looking for!

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Peaks Perks™ Cash Back

Earn cash back on everyday purchases — not just gas and groceries! With this Peaks Perks Checking Cash Back account, there’s no minimum deposit to open, and you’ll get refunds on ATM fees, nationwide.*

 

Account Details:

  • 3% cash back on up to $200 of debit card purchases*
  • No category restrictions on purchases
  • Earn up to $6.00 cash back per month
  • Refunds on ATM fees nationwide — up to $10.00 per month
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free Online Banking with Bill Pay
  • Free Visa Debit Checking Card
  • Unlimited check writing
  • No minimum deposit to open

APPLY ONLINE NOW

 

Terms and Conditions
 

Peaks Perks™ High Dividend

High Dividend. Cash rewards. Get all that and more with free Peaks Perks Checking High Dividend account. There's no minimum balance to earn rewards and we'll refund your ATM fees, nationwide.

 

Account Details:

  • 2.25% APY* on balances up to $10,000
  • 0.25% APY* on balances over $10,000 
  • 0.05% APY* if qualifications are not met
  • Refunds on ATM fees nationwide — up to $10.00 per month
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Free Visa® Debit Checking Card
  • Unlimited check writing
  • No minimum deposit to open

APPLY ONLINE NOW

 

TERMS AND CONDITIONS
 

Earning Rewards is Easy

To earn your rewards with your Peaks Perks™ Checking account, simply do the following activities and transactions during each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
    Be enrolled and log into Online Banking at least one time
    Be enrolled in eStatements

If you don’t qualify one month, there’s still no monthly service fee and you can get back to earning a high dividend during the next monthly qualification cycle. 

Free Checking Cash Back High Dividend
Dividend or Cash Back
• 0.05% APY on balance over $1,000
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• 3% Cash Back on up to $200 of debit card purchases
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• 2.25% APY on balance up to $10,000 • 0.25% APY on balance over $10,000 • 0.05% APY on balance if monthly qualifications are not met.
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Features:
Rewards
No Monthly Fee/Penalty
Free Online Banking
Free Mobile Banking
Free Bill Pay
Free Visa® Debit Card
Free eStatements
No Minimum Balance