Couple hiking with backpacks enjoying rewards checking with their Peaks Perks Checking Account

Peaks Perks Checking Accounts

Get Checking that Rewards You

Choose Your Rewards

Peaks Perks Checking Accounts bring you two great options when it comes to checking and they are both completely free! Choose checking that pays you back with cash back or earn a high dividend reward on up to $10,000.

It's easy to get rewarded. If you're looking to get rewarded for your debit card transactions, then we have exactly what you're looking for!

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Enjoy More Benefits From Your Wasatch Peaks Checking Account

Add more rewards to your checking with a Benefits Plus® membership. Get Ultimate ID® Protection Plan, Premier Cell Phone coverage, discounts, and much more...

Learn more

 

Peaks Perks™ Cash Back

Earn cash back on everyday purchases — not just gas and groceries! With this Peaks Perks Checking Cash Back account, there’s no minimum deposit to open, and you’ll get refunds on ATM fees, nationwide.*

 

Account Details:

  • 3% cash back on up to $200 of debit card purchases*
  • No category restrictions on purchases
  • Earn up to $6.00 cash back per month
  • Refunds on ATM fees nationwide — up to $10.00 per month
  • Add Benefits Plus® and discover all you are entitled to
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free Online Banking with Bill Pay
  • Free Visa® Debit Checking Card
  • Unlimited check writing
  • No minimum deposit to open

Open a Checking Account

 

Terms and Conditions
 

Peaks Perks™ High Dividend

High Dividend. Cash rewards. Get all that and more with free Peaks Perks High Dividend Checking account. There's no minimum balance to earn rewards and we'll refund your ATM fees, nationwide.

 

Account Details:

  • 1.00% APY* on balances up to $10,000
  • 0.25% APY* on balances over $10,000 
  • 0.05% APY* if qualifications are not met
  • Refunds on ATM fees nationwide — up to $10.00 per month
  • Add Benefits Plus® and discover all you are entitled to
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Free Visa® Debit Checking Card
  • Unlimited check writing
  • No minimum deposit to open

Open a Checking Account

 

TERMS AND CONDITIONS
 

Earning Rewards is Easy

To earn your rewards with your Peaks Perks™ Checking account, simply do the following activities and transactions during each monthly qualification cycle:

  • Have at least 12* debit card purchases post and settle
  • Be enrolled and log into Online Banking at least one time
  • Be enrolled in eStatements

Don't worry - if you don’t qualify one month, there’s still no monthly service fee and you can get back to earning a high dividend during the next monthly qualification cycle. * Starting July 1, 2022, you must have 18 debit card purchases post and settle. 

Free Checking Cash Back High Dividend
Benefits
• 0.05% APY on balance over $1,000
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• 3% Cash Back on up to $200 of debit card purchases
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•1.00% APY on balance up to $10,000 • 0.25% APY on balance over $10,000 • 0.05% APY on balance if monthly qualifications are not met.
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Features:
Rewards
No Monthly Fee/Penalty
Free Online Banking
Free Mobile Banking
Free Bill Pay
Free Visa® Debit Card
Free eStatements
No Minimum Balance