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THE BEST BUSINESS CHECKING ACCOUNTS IN UTAH

Your business deserves more, and that's what we offer with our Aspire checking account.

CHECKING ACCOUNTS DESIGNED TO GROW WITH YOUR BUSINESS

Designed for startups

Flexible, free business checking account for business owners and sole proprietorships. The best business checking in Utah.

Built for active businesses

Our value-added credit union business checking account for active companies with steady sales performance.

Perfect for high performers

High-yield business checking account for established enterprises with significant transaction volumes.

ASPIRE BUSINESS CHECKING ACCOUNT BENEFITS

Explore the benefits of our Aspire Business Checking Account and discover how it can empower your business to thrive:

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No Minimum Balance Requirements

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Free Mobile Banking

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Free Online Bill Pay

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50 Free Transactions Per Month

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Free Business Debit Cards

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Business Services Consultation

	Aspire	Vista	Pinnacle
Monthly Statement Fees	Free $ 0 $ 6 per month	$ 10 $ 7 per month	$ 20 $ 29 per month
Comparison
No balance requirement
Free Business Debit Cards
Free Online Bill Pay
Merchant services
Business Coach Consultation Referral
Free Mobile Banking
Discounted Fees when Applying for Business Loans Aspire: .25% up to $500 Vista: .25% up to $1,500 Pinnacle: .25% up to $3,000
Specialized Business Consultation from Financial Advisor
Multiple Online Banking Users
Mobile Deposit Option
Online Wire Submission Ability $15 per wire
ACH Origination Ability Aspire: $40 Monthly Pinnacle: $30 Monthly
Sweep Account Option
Free Offset Credit
Discounted Loan Rates Vista: .125% up to $250,000 Pinnacle: .25% up to $500,000
ACH NACHA/Payroll File Uploads
On-site Check Deposit* (scanner at your business) $25 Monthly Fee
Business Discount Package (included in Benefits Plus)
Dividends Accrue Monthly Call for Details
Free Cashier's Checks
Free Benefits Plus on Personal Account for each Owner

HOW TO OPEN AN ASPIRE CHECKING ACCOUNT

Step1

Apply Online

Begin by completing our online application form.

Step2

Fund Your Account

Once your application is approved, make an initial deposit to your account.

Step3

Spend and Earn!

Enjoy the benefits, manage your finances effortlessly, and start earning today!

Business Accounts Offered

Sole Proprietorships, Partnerships, Corporations, For Profit, Non-Profit, Limited Liability Companies (LLC), and Association/Organization Accounts can enjoy the benefits that will deliver business solutions today and into the future.

Sole Proprietorship

For a person with exclusive business ownership. Requires a Social Security Number a Federal Tax Identification Number, State Registration and a Business License.
Partnership

– For two or more people contractually associated in a business venture. Requires a Federal Tax Identification Number and Partnership Agreement. Limited partnership agreements are typically required to be filed with the governing state.
Corporation (For-profit)

– For a business owned by stockholders. Requires a Federal Tax Identification Number, Articles of Incorporation filed with the governing state, state registration, and a Business License.
Corporation (Non-profit)

– For an official non-profit corporation. Requires a Federal Tax Identification Number, Articles of Incorporation filed with the governing state, state registration, and a Business License.
Limited Liability Company (LLC)

– For a business owned by members. Requires a Federal Tax Identification Number, Articles of Organization filed with the governing state, state registration, and a Business License.
Small Association/Organizational

– For associations, clubs, religious, charitable, and educational entities. Requires a Federal Tax Identification Number or Social Security Number.

Any Wasatch Peaks branch or phone representative will be happy to answer any questions. If you are ready to get started, please visit a branch near you, call at 801-452-7880, or click below.

ASPIRE BUSINESS CHECKING ACCOUNT FAQS

You probably have a few questions, and we have the answers. Here are the most frequently asked questions about our Aspire Business Account. If you have one that we didn’t answer below, please reach out to our team.

Are there any annual fees, monthly maintenance fees, or other fees that may apply to this business bank account?

No. There are no annual, cash advance, or application fees associated with our Aspire account. Please check the account details for minimum account balances, transaction limits, and wire transfer charges
How can I open a startup business checking account?

To open a business account, simply fill out our online form, and one of our representatives will reach out to assist you with the next steps in the application process. You can also visit one of our branch locations to get started.
Do I have to be a member to open this account? Does every authorized user have to be a member?

Yes, you need to be a member to open a Business Checking Account. At least one account signer must be eligible to join Wasatch Peaks Credit Union. Financial institution membership is open to everyone who lives, works, worships, volunteers, or attends school in Weber, Davis, and Morgan Counties in Utah.

OPEN YOUR ACCOUNT OR CONTACT US FOR MORE INFORMATION

OTHER BUSINESS CHECKING ACCOUNT RESOURCES

Business Savings Accounts

Be sure your business’s cash works as hard as you do. Earn interest with our generous choice of savings accounts.

Business SBA Loans

Get the affordable capital you need to start, grow, or expand your business. Our SBA loans are built to get you up and running.

Secured Business Lines Of Credit

The low-interest-rate funding you want, the credit you deserve. On-tap access to the money your business needs as you need it.

Links

Services

Support

Contact Us

Local 801-627-8700

Toll-Free 800-331-7549

Lost/ Stolen Visa 888-241-2510

Routing Number
324377707

Wasatch Peaks Credit Union 4723 Harrison Blvd Ogden, Utah 84403
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