A woman smiling as she uses her laptop to perform a balance transfer on her new low-rate credit card.

LOW-RATE CREDIT CARDS

Say goodbye to high interest rates and hello to more savings. The VISA® NO CASH BACK card offers a low-interest rate that keeps more money in your pocket.

APPLY NOW      VIEW RATES

SAVE MORE WITH EVERY CARD SWIPE

The VISA® NO CASH BACK card is more than just a low-rate credit card. It's a tool to help you take control of your financial future. No annual fees and added security make this card a smart choice for managing your money.

LOW RATE CREDIT CARD BENEFITS

Discover the advantages of the VISA® NO CASH BACK card and how it can help you achieve your financial goals. Enjoy a low variable rate, no annual fee, and many perks.

Other benefits include:

  • Worldwide acceptance at millions of merchants and ATMs
  • Secure transactions with chip technology and zero liability protection
  • Contactless payments for fast and easy checkout
  • 24/7 customer support for assistance whenever you need it
  • Flexible payment options to fit your budget and lifestyle
  • Comprehensive fraud protection to keep your account safe
  • Online account management for convenient access to your card information

Apply today and take the first step towards a brighter financial future.

Apply Online

Credit-Card

Credit Card Rates

Loan
Variable APR
Visa® No Cash Back
13.75%
Credit Card Rates Disclosures

HOW TO APPLY FOR A SUMMIT REWARD CARD

Step

1

Apply Online

Start your credit card application by clicking the button below or visiting one of our branches.

Step

2

Submit Your Application

We'll review your submitted application and notify you of the decision.

Step

3

Enjoy Your New Card

Watch for your new card in the mail and get ready to make your first purchase!

GET STARTED

★★★★★
This branch is incredible. The manager (Jake) is one of the most helpful people I’ve ever dealt with in any banking situation. It feels like he makes your problems his own and works very hard to solve them for members. You can ask for better, but I’m not sure you’ll find it.
Ken E., Pleasant View, UT
 

ADDITIONAL FEATURES

No Rewards

This card does not offer cash back or rewards points for purchases.

Low Annual Percentage Rate (APR)

Enjoy a low variable interest rate that helps you save on credit costs.

Digital Access

Manage your account online and receive paperless statements for eco-friendly convenience.

Travel Protection

Benefit from complimentary travel accident insurance when you pay with your card.

Rental Coverage

Get peace of mind with auto rental insurance included at no extra cost.

Card Management

Take control of your card with the CardNav app for secure transactions.

LOW-RATE VISA CREDIT CARD FAQs

OPEN YOUR ACCOUNT OR CONTACT US FOR MORE INFORMATION

Apply for Your Credit Card

Call: 801-627-8700

Contact Us

OTHER CREDIT CARD OPTIONS

1.5% CASH BACK CREDIT CARDS

Earn unlimited 1.5% cash back on every purchase with no restrictions or fees.

LEARN MORE

SUMMIT REWARDS CREDIT CARDS

Earn points on everyday purchases and redeem them for gift cards, travel, and more.

LEARN MORE

1% CASH BACK CREDIT CARDS

Earn up to 1% cash back on purchases with no annual fees and low rates.

LEARN MORE
Links
Services
Support
Contact Us
Local  801-627-8700
Toll-Free  800-331-7549
Lost/ Stolen Visa 888-241-2510
Routing Number
324377707

Wasatch Peaks Credit Union 4723 Harrison Blvd Ogden, Utah 84403
Copyright © 2025 Wasatch Peaks Credit Union. All rights reserved