Business Savings

Saving your business cash for how and when you need it.



Put your money to work earning interest with a variety of Business Savings Accounts.

Share Savings Account

This is your primary Business membership account. You'll earn competitive rates on your Share Savings Account. A minimum deposit of only $5 is required to maintain your Credit Union membership ... Once a member, always a member! This account allows you to participate in a variety of Wasatch Peaks Credit Union savings, checking, financial planning, and loan options that will give your money more power


Budgeter Savings Account

Budgeting is made easy, for those short-term, recurring goals or expenses. Now, you can have up to five additional accounts to "pocket" money into and keep separate for easy tracking. Name each account for your specific goal and then when it comes time to use the money, just transfer it into your Business Checking for easy access. Use the Budgeter Savings Accounts to save for monthly, quarterly, or annual goals or expenses like employee bonuses, taxes, loan payments, insurance, and more. It's even easier when money is automatically transferred to your Budgeter Savings Accounts from your Business Share Savings or Checking accounts.



Earn a higher interest-rate on your business savings based on a specific term that works for your planning, goals, or needs.

Flex Certificates 

The Flex Certificate only requires a $50 deposit to get you started, allows deposits anytime, and offers withdrawal options. It is a great way to establish saving habits on a regular basis. As your money grows you can then move your money into even higher-rate certificates. These accounts generally pay a higher-rate than Business Savings or Money Market accounts. 

  • Minimum Balance $50, computed daily, paid monthly
  • Deposit Anytime up to $100,000
  • Withdrawals allowed first three business days of each quarter (January/April/July/October).

Call us or stop by one of our branches and we will be happy to help you with any questions and get started today!


Dedicated Saver Certificates

A great way to save for those pre-planned expenses through the convenience of Direct Deposit. Choose your goal, determine the amounts needed to reach that goal, and then set it up to transfer automatically to your Dedicated Saver Certificate and watch your dollars grow ... employee bonuses, taxes, loan payments, insurance, and more!

  • Higher interest rates, based on current Certificate Rates.
  • Choice of terms, 3 to 60 months, to match your goal time frame.
  • Convenience of automatic transfer or payroll deduction (required).
  • Start with a minimum deposit of $10 per month (required).
  • Make one manual transfer of a maximum of $10,000 per month.

Money Market

Keep your cash liquid while earning interest with the Wasatch Peaks Money Market account.

Earn more without term restrictions


Earn a higher rate without tying up your savings for the long-term

Money Market accounts for business offer great benefits and flexibility while earning higher rates. The Money Market Account is a liquid account with tiered-rates. The higher the balance, the higher the rate, and generally pays a higher-yield than a Share Savings Account.


Get the flexibility you need

Unlike a Certificate, which locks in your money for a set period of time, you have full access to your funds. You can make deposits and withdrawals at any time. This is a completely liquid account, offering full availability for any emergency or short-term needs that might arise.

  • The higher the balance, the higher the dividend paid.
  • The dividend rate is computed daily and compounded monthly.
  • Regulation-D, "electronic" withdrawal limits apply (6 per month).
  • Due to the number of days in each calendar month, some months may see higher earnings.
  • Additions are accepted in any amount, at any time.
  • Has no term restrictions or minimum balance to open.
  • Rate applies to the entire balance, not just the amount over the tier threshold.
  • Tiered rates are based on money market environment and may change weekly.

Any of our branch or phone representatives will be happy to help you get started!

Please visit a branch near you, give us a call at 801-452-7880, or click below to get started.

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