If you like to receive higher returns on your investments, our certificates are just what you're looking for. Open a certificate with just $500 and be on the road to saving! We offer a variety of certificate terms to suit your needs.
Similar to our certificates, IRA certificates are for members with earned income, who are 18 years of age and not yet 70½ years of age. You can open an IRA certificate with $500. We also have Educational IRA Certificates for your children's future education.
The Flex Certificate only requires a $50 deposit to get you started, allows deposits anytime, and offers withdrawal options. It is a great way to establish saving habits on a regular basis. As your money grows you can then move your money into even higher-rate certificates. These accounts generally pay a higher-rate than Savings or Money Market Accounts.
A great way to save for those pre-planned expenses through the convenience of Direct Deposit. Choose your goal, determine the amounts needed to reach that goal, and then set it up to transfer automatically to your "Dedicated Saver" and watch your dollars grow... Wedding, Dream Vacation, Taxes, Down Payment, College, Retirement!
Dedicated Saver Certificate: Save for specific goals in mind. Automatic transfer of $10 per month is required. You may make a manual transfer of a maximum of $10,000 per month to your existing Dedicated Saver Certificate.
Bump Option: Available on all Regular & IRA Certificate Accounts. Rate is .15% points less than the stated rate.
*Flex Certificate: Great rate with more liquidity than money market accounts. Allows withdrawals the first three (3) business days of each quarter (January/April/July/October). The maximum limit of Flex Certificate is $100,000 with a maximum deposit of $10,000 per month.
*Certificate Special: Annual Percentage Yield (APY) Special rates apply to new deposits only for share certificate of deposits, IRA contributions or rollovers to IRA certificate of deposits. The new rate will remain in effect until the certificate maturity date. A penalty may be imposed for withdrawals before maturity. May not be combined with other rates or offers. The offer is valid for a limited time only.