Money Manager

Certificate Accounts

Its never too early to start saving for your future




Put your money in a CD

If you like to receive higher returns on your investments, our certificates are just what you're looking for. Open a certificate with just $500 and be on the road to saving! We offer a variety of certificate terms to suit your needs.


Start earning interest

Contact Wasatch Peaks today to open your CD account and start earning.



IRA Certificates

Similar to our certificates, IRA certificates are for members with earned income. You can open an IRA certificate with $500. We also have Educational IRA Certificates for your children's future education.

Flex Certificates

A flex certificate only requires a $50 deposit to get you started, allows deposits anytime, and offers withdrawal options. It is a great way to establish saving habits on a regular basis. As your money grows you can then move your money into even higher-rate certificates. These accounts generally pay a higher-rate than savings or money market accounts. 

  • Minimum balance $50, computed daily, paid monthly.
  • Deposit anytime up to $100,000 
  • Withdrawals allowed first three business days of each quarter (January/April/July/October).

Dedicated Saver Certificates

A great way to save for those pre-planned expenses through the convenience of direct deposit. Choose your goal, determine the amounts needed to reach that goal, and then set it up to transfer automatically to your dedicated saver account and watch your dollars grow.

  • Higher interest rates, based on current Certificate Rates.
  • Choice of terms, 3 to 60 months, to match your goal time frame.
  • Convenience of automatic transfer or payroll deduction (required).
  • Start with a minimum deposit of $10 per month (required).
  • Make one manual transfer of a maximum of $10,000 per month.

Call us at 801-627-8700 or stop by one of our branches and we will be happy to help you with any questions and get you on your way to higher returns.