Two ATVs riding next to each other


Make Serious Ground with Low Rates

You’ve never been afraid to trail off the beaten path. Venture into savings with Wasatch Peaks Credit Union, your local provider of competitive APR rates, low fees, and member services designed with you in mind.


Save Money on Your ATV Loan

Choosing to finance your new ATV with an ATV loan from Wasatch Peaks could be your first step towards monthly savings!

How ATV Loan Rates Impact You

ATVs may not be the most expensive purchase you will make throughout your lifetime, but investing in any vehicle will have financial ramifications on your monthly budget. Before you choose to purchase an ATV, be aware of its subsequent interest and APR rates.

  • APR rates will be higher or lower according to your credit score.
  • These APR rates may be reduced with shorter terms or better credit scores.
  • Your loan amount may be lowered by a sizable down payment, reducing the amount of interest paid per month.

ATV Loan Features

  • Competitive rates locked in for the life of your loan
  • 84-month term lengths
  • 100% financing for pre-approved borrowers
  • Fast, local pre-approval 
  • Same rates for new and used ATVs
  • No down payments for qualified borrowers

ATV/ UTV Loan Calculator

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Monthly Payment
*Monthly payment is an estimate and rounded to the nearest dollar amount. Does not include license, fees, or sales tax.
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ATV Loan Rates Frequently Asked Questions

*Annual Percentage Rate (APR). On Approved Credit (OAC). This is our best rate; your rate may be different depending on credit history and underwriting criteria. Rates subject to change based on vehicle loan-to-value and term. Limited time offer.