Boat_Waves

Boat Loan Rates

Sail into competitive savings on your next boat loan

Wasatch Peaks Credit Union has what it takes to get you sailing into savings. Flexible terms, competitive rates, and low fees are specifically tailored to fit your lifestyle, all while saving you more with each monthly payment.

Recreational Loan Rates

Loan
Term
APR
RV
60 Months
4.75%
RV
10 Years
5.24%
RV
12 Years
5.35%
RV
15 Years
5.59%
Boat
60 Months
4.75%
Personal Watercraft
60 Months
4.99%
ATV/ UTV
60 Months
4.99%
Motorcycle
60 Months
4.99%

Save Money with a Wasatch Peaks Boat Loan

Choosing our boat loan could be your first step toward monthly savings!

Boat Loan Features

  • Flexible terms up to 60 months
  • Competitive credit union rates
  • 100% financing for pre-approved borrowers
  • Fast application process with local approval
  • Fixed rates make staying within your budget a (sea)breeze
  • Additional insurance coverage available to protect your investment

How Boat Loan Rates Impact You

Boat loan financing is a great way to secure the boat of your dreams without worrying about upfront costs or overextending yourself. However, the boat loan rate you secure will inevitably impact your budget. Here are a few things to be aware of.

  • APR rates will vary based on your chosen term length.
  • APR rates will be higher or lower according to your credit score.
  • Down payments impact the amount you need to borrow and may reduce interest paid over the life of your loan.
 

Boat Loan Rates Frequently Asked Questions

*Annual Percentage Rate (APR). On Approved Credit (OAC). This is our best rate; your rate may be different depending on credit history and underwriting criteria. Rates subject to change based on vehicle loan-to-value and term. Limited time offer.