Our Flex Certificate only needs a $50 deposit to get you started, allows deposits anytime, and offers withdrawals at the beginning of each quarter. It is a great way to establish regular saving habits. Once your balance grows, you can move your money into a Certificate offering higher rates or explore more ways to achieve your goals.
A Flexible Certificate of Deposit (CD) offers higher rates than a Savings or Money Market account and greater flexibility than a regular Certificate.
Dedicated Saver Certificate: Save for specific goals in mind. Automatic transfer of $10 per month is required. You may make a manual transfer of a maximum of $10,000 per month to your existing Dedicated Saver Certificate.
Bump Option: Available on all Regular & IRA Certificate Accounts. Rate is .15% points less than the stated rate.
*Flex Certificate: Great rate with more liquidity than money market accounts. Allows withdrawals the first three (3) business days of each quarter (January/April/July/October). The maximum limit of Flex Certificate is $100,000 with a maximum deposit of $10,000 per month.
*Certificate Special: Annual Percentage Yield (APY) Special rates apply to new deposits only for share certificate of deposits, IRA contributions or rollovers to IRA certificate of deposits. The new rate will remain in effect until the certificate maturity date. A penalty may be imposed for withdrawals before maturity. May not be combined with other rates or offers. The offer is valid for a limited time only.
A Flexible Certificate of Deposit offers high rates with more liquidity than regular Certificate accounts.
Allows withdrawals the first three business days of each quarter (January/April/July/October).
The maximum limit of a Flex Certificate is $100,000 with a maximum deposit of $10,000 per month.
Join Wasatch Peaks
Check you meet our membership criteria and open a savings account with a deposit of just $5.
Make deposits any time you like, earn great rates, and even withdraw funds if you need to.
Always super helpful and nice when I walk in. Amazing customer service.
When you open an account with Wasatch Peaks, you become a member of our cooperative and get a say in how we run things.
We're here to serve the people of Weber, Morgan, and Davis Counties, Utah – not spin a profit for outside shareholders.
We give our revenue back to you through low fees, competitive rates on loans, and generous yields on savings tools like our IRA Certificates. Above all, we care about the members of our community and are proud to support our youth by partnering with local schools, organizations, and events.
As the name suggests, Flex CDs let you access your money more easily while still earning high Certificate rates.
The CD term is how long you agree to keep your account open and active. With regular CDs, you agree to leave your funds untouched for your chosen term, which can be from three months up to 60 months. Longer terms tend to earn higher rates, but some special terms may also earn higher rates.
he end of your CD term is known as the maturity date. At that time, you may withdraw all your funds or transfer your money to a checking account to spend however you want. Another great option is to reinvest your Flex CD funds into another Certificate account offering a higher rate.
You could also place your funds into another type of savings or investment account, like a Money Market account or an IRA.
Yes, you need to join the credit union, and becoming a member is easy! You simply need to meet these criteria: