A man smiling as he researches credit union credit card rates in Utah online.

CREDIT CARD RATES

Explore our competitive rates to find the perfect card fit for your lifestyle.

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SAVE MORE WITH EVERY SWIPE

Discover several card options designed to help you maximize your savings potential. Compare low-interest choices, cashback, and valuable rewards that fit your spending habits. View our current rates in the table below to find the best fit for you.

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CREDIT CARD RATES

CARD VARIABLE APR BEST FOR  
Visa® No Cash Back 13.75% Securing a low variable rate, no annual fee, and many other perks. APPLY NOW
Visa® 1% Cash Back 16.95% Tiered cash-back rates. The more you spend, the more you save. APPLY NOW
Visa® 1.5% Cash Back 17.95% No annual fees plus our highest cash-back rates paid out quarterly. APPLY NOW
Visa® Summit Rewards 14.25% Earning 1 point for every $1 spent on your everyday spending. APPLY NOW

Credit Card Rates Disclosures

HOW TO OPEN A CREDIT CARD

Step

1

Apply Online

Click the button below or visit one of our branches to apply.

Step

2

Choose Your Card

Pick the card that works best for your lifestyle and financial goals.

Step

3

Start Spending!

You can manage your new credit card online or in our secure mobile app.

GET STARTED

CREDIT CARD FAQs

OPEN YOUR ACCOUNT OR CONTACT US FOR MORE INFORMATION

Apply for Your Credit Card

Call: 801-627-8700

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MORE GREAT WAYS TO SAVE AND INVEST

IRA Certificates

Boost your retirement savings with an IRA Certificate. Select a term, lock in your rate, and enjoy the benefits of easy, reliable growth.

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Saving Certificates

Choose a term that best fits your timeline. Make saving effortless with automatic transfers or payroll deductions—perfect for any pre-planned expense.

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Money Market Accounts

Outpace regular savings rates with better accessibility than CDs. And watch your interest rate rise as your balance hits higher tiers.

Learn More