First Time Car Buyer Program

Finance your first car with Wasatch Peaks


Car Financing for the First Time

Are you ready to buy your first car? We can help. Wasatch Peaks Credit Union's First Time Auto Buyer Program can help you get your first car loan. If you have any questions, call or visit one of our loan officers to get pre-approved before you start shopping.


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First Time Loan Qualifications

  • Between the ages of 18-25
  • Employed with the same employer for at least 6 months
  • Meet current debt-to-income ratios
  • Not have financed an auto in your name before
  • No derogatory credit

Terms of the Loan

  • Loan value of $15,000 or less
  • Term of loan will depend on year of auto
  • Loan-to-value not to exceed 90%
  • No co-maker required
36 months 48 months 60 months 72 months 84 months
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