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A: There are several resources you can rely on as you discover HELOC rates and terms in your research. Read Seven Questions To Ask Before Making A Large Purchase. Or, check out our financial literacy support and interactive learning portal.
A: HELOCs are great because even once the introductory rate period ends, you can enjoy a low-variable rate to fund ongoing purchases like home remodeling, college tuition, debt consolidation, and more.
A: HELOC rates through Wasatch Peaks Credit Union are fixed with a low introductory period for the first six months. The rates then transition to variable rates. These variable rates may go up or down as the market fluctuates.
*APR is Annual Percentage Rate. Home Equity Line of Credit is a fixed rate for 6 months. Home must be under 80% Loan-to-Value (LTV). After 6 months, your rate will revert to the current stated rate, which is 3.75% APR/Variable, as of August 1, 2021. This is our best rate; your rate may be different depending on credit score and underwriting criteria. Rates and offer subject to change. Membership eligibility is required.