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HELOC Rates

Explore low-rate, flexible financing possibilities

LOAN

6-Month Intro

Variable Rate

Home Equity Line of Credit 1.79% APR 3.75% APR

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Ways HELOC Rates Impact Your Borrowing Choices

  • Overall Monthly Expense: This is a long-term financial decision that will impact your monthly budget for years to come. It is important to evaluate current HELOC rates and explore your term options before deciding to take out a line of credit.
  • Adding Financial Responsibilities: If you are concerned that you will be unable to make variable-rate monthly payments on your HELOC loan, it would be wise to consider alternative methods of financing.
  • Assessing Need & Timing: HELOCs are revolving credit lines with variable rates. You can withdraw funds over an established period. Having a set time frame for your expenses will help manage your payments and peace of mind moving forward.

LEARN MORE ABOUT HELOCS  LEARN MORE ABOUT HOME EQUITY LOANS

Need more help? Call the member hotline at 801-627-8700, or chat online with a service representative at your earliest convenience.

Home Equity Calculator

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Home Equity Line of Credit Rates FAQs

 

Apply for a HELOC

A home equity line of credit is the best way to simplify your finances and greatly reduce the interest you pay on your current loans and credit cards. Apply today and get 6 months with a low fixed rate.

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*APR is Annual Percentage Rate. Home Equity Line of Credit is a fixed rate for 6 months. Home must be under 80% Loan-to-Value (LTV). After 6 months, your rate will revert to the current stated rate, which is 3.75% APR/Variable, as of August 1, 2021. This is our best rate; your rate may be different depending on credit score and underwriting criteria. Rates and offer subject to change. Membership eligibility is required.