A home equity line of credit is the best way to simplify your finances and greatly reduce the interest you pay on your current loans and credit cards. Apply today and get 6 months with a low fixed rate.
*Rates, fees, and Annual Percentage Rates (APRs) displayed are intended as mortgage market indicators only, are time-delayed, and may change without notice. The information provided assumes the purpose of the loan is to purchase a primary residence, single-family dwelling in Utah with a 20% down payment. The rate-lock period is 30 days and the assumed credit score is 740. Actual rates, fees, and APRs may vary based on these and other factors. There may be additional fees assessed by the investor that will increase the APR. NMLS# 631141
A: There are several resources you can rely on as you discover HELOC rates and terms in your research. Read Seven Questions To Ask Before Making A Large Purchase. Or, check out our financial literacy support and interactive learning portal.
A: HELOCs are great because even once the introductory rate period ends, you can enjoy a low-variable rate to fund ongoing purchases like home remodeling, college tuition, debt consolidation, and more.
A: HELOC rates through Wasatch Peaks Credit Union are fixed with a low introductory period for the first six months. The rates then transition to variable rates. These variable rates may go up or down as the market fluctuates.
Need more help? Call the member hotline at 801-627-8700, or chat online with a service representative at your earliest convenience.
*APR is Annual Percentage Rate. Home Equity Line of Credit is a fixed rate for 6 months. Home must be under 80% Loan-to-Value (LTV). After 6 months, your rate will revert to the current stated rate, which is 6.25% APR/Variable, as of September 1, 2022. This is our best rate; your rate may be different depending on credit score and underwriting criteria. Rates and offer subject to change. Membership eligibility is required.