August 18, 2019
Today's Rates

Auto Loans
84 Months
4.70%*

Home Equity Loans
12 Month Fixed Rate Special
2.99%*

ATV Loans
60 Months
5.45%*

Visa® Platinum Card
6 Month Intro Fixed Rate
4.99%*

Deposit Account Rates

Annual Percentage Yield (APY) as of August 1, 2019. Annual percentage rates, terms and conditions are subject to change without notice. Regulation D withdrawal limits apply to all savings and money market accounts.

Savings Accounts

Truth & Savings / Fee Schedule

Account Type Rate APY Paid Minimum
Share Savings 0.05% 0.05% Monthly $5.00
Budgeter Savings 0.05% 0.05% Monthly $0.00
Christmas Club* 2.23% 2.25% Monthly $5.00
MONEY MOO$E™ Kids Club 0.05% 0.05% Monthly $5.00
IRA Savings 0.05% 0.05% Monthly $0.00
Health Savings 0.05% 0.05% Monthly $0.00

*Christmas Club account maximum deposit is $300 per month. Early withdrawal fee of 60 days of dividends of the amount withdrawn apply or $5.00 minimum.

 

Checking Accounts

Account Type Features Rate APY Paid Minimum
Peaks Perks™ High Dividend
$0.00 – $10,000
$10,000.1 or greater
Non-qualifying


High Dividends

 
2.23
0.25
0.05
 
2.25
0.25 – 2.25
0.05
 

Monthly


$0.00
Peaks Perks™ Cash Back
3% Cash Back* - - Monthly $0.00
Free Checking   0.05% 0.05% Monthly $0.00
Z–Checking™ Youth Account 3% Cash Back* - - Monthly $0.00

*3% Cash Back on the first $200.00 debit card purchases and up to a total cash back of $6.00 per monthly qualification cycle.

 

Money Market Accounts 

Account Type Rate APY Paid Minimum
$0.00 - $2,499 0.25% 0.25% Monthly $0.00
$2,500 - $19,999 0.45% 0.45% Monthly $2,500
$20,000 - $49,999 0.65% 0.65% Monthly $20,000
$50,000 - $99,999 0.85% 0.85% Monthly $50,000
$100,000 - $249,999 0.95% 0.95% Monthly $100,000
$250,000 & Up 1.04% 1.05% Monthly $250,000

 

Certificates/IRA Certificates 

Account Type Rate APY Paid Minimum
3 Month 1.24% 1.25% Monthly $500.00
6 Month 1.98% 2.00% Monthly $500.00
1 Year Flex* 2.28% 2.30% Monthly $50.00
12 Month 2.23% 2.25% Monthly $500.00
18 Month 2.37% 2.40% Monthly $500.00
24 Month 2.47% 2.50% Monthly $500.00
30 Month 2.47% 2.50% Monthly $500.00
36 Month 2.57% 2.60% Monthly $500.00
48 Month 2.62% 2.65% Monthly $500.00
60 Month  2.67% 2.70% Monthly $500.00

Certificate Options & Details

Dedicated Saver Certificate: Save for specific goals in mind. Automatic transfer of $10 per month required. You may make a manual transfer of a maximum of $10,000 per month to your existing Dedicated Saver Certificate.

Bump Option: Available on all Regular & IRA Certificate Accounts. Rate is .15% points less than the stated rate.

*Flex Certificate: Great rate with more liquidity then money market accounts. Allows withdrawals the first three (3) business days of each quarter (January/April/July/October). The maximum limit of Flex Certificate is $100,000 with a maximum deposit of $10,000 per month.

**Certificate Specials: Available on new money only.

 

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