Find used auto loan rates that match your budget, vehicle, and goals with Wasatch Peaks Credit Union.
Auto Loans: *Annual Percentage Rate (APR). On Approved Credit (OAC). This is our best rate; your rate may be different depending on credit history and underwriting criteria. Rates are subject to change based on vehicle loan-to-value and term. Limited time offer.
Recreational Loans: *Up to 180-month terms available on RV loans and up to 84-month terms available on Boat, ATV/ UTV, Motorcycle, and Snowmobile loans.
If you’re ready to take the next step toward purchasing a used car, contact our representatives at your local branch, or fill out an application online! We stand ready to guide you through every step of the process.
Competitive used auto loan rates are great for better peace of mind and your bottom line. There are some ways you can impact your rates before settling down to sign any paperwork.
A used car loan is a personal loan that’s used to finance a used vehicle bought from a dealer or private seller. A used car by this definition is one that has been owned by another person before.
It depends on several factors, but a used car loan can affect your credit score. On one hand, it will increase your credit utilization, which could cause a slight dip. On the other hand, making car payments on time will build your credit in the long run, so it can be beneficial over time.
Absolutely! If your credit or financial situation changed since you first purchased your vehicle, you can refinance for more affordable rates or payments, or even increase your monthly payment to pay off your vehicle faster.
*Annual Percentage Rate (APR). On Approved Credit (OAC). This is our best rate; your rate may be different depending on credit history and underwriting criteria. Rates subject to change based on vehicle loan-to-value and term. Limited time offer.