Checking Account Resource Center

We’re here to help you get the most out of your checking account.

Not all checking accounts are equal. Some accounts come with fewer fees and more services – and some are designed for different stages of your life. 

In this Resource Center, we offer insightful articles on these topics: 

  • How to open the best checking account for you
  • Guides on youth accounts, joint accounts, accounts to repair bad credit, and accounts for using a trust fund
  • Differences between your checking and savings accounts, as well as between your debit and credit cards
  • Services you can access through your checking account, like Mobile Pay 

Just choose the topic you need and click on a link to unlock all of our checking account tips and tricks!

1: Opening the Right Checking Account for You

A checking account is the essential starting point to access all financial services. Find out how to open an account and choose the best one for your needs.

Click below to get started: 

A young woman is holding her debit card and looking at her checking account balance on her laptop.

2: Choosing a Checking Account for Different Life Stages

Your checking account is a flexible tool that can grow with you, from childhood through marriage and retirement. There are even accounts to help if you've made a financial mistake.

Click to find out about different accounts for you and your family: 

A teenaged boy is holding his debt card and looking at his checking account balance on his phone.

3: Comparing Checking Accounts With Other Accounts

Maybe you've already got a checking account, savings account, and a credit card. These resources can help you figure out when it's best to use which account or card.  

Click to learn about key differences: 

A happy couple is looking at their statements and thinking about checking accounts vs savings accounts.

4: Using Checking Account Services

Checking accounts come fully equipped with a range of tools to make your life easier, whether you prefer to use mobile banking or your trusty old checkbook. 

Click to tap into your checking account benefits: 

A person is using their phone and checking account to pay for a meal.

Wasatch Peaks Checking Accounts

There's something for everyone in our full-service range of checking accounts.

Free Checking

With no minimum balance and no monthly fee, you can enjoy unlimited check writing and a free VISA debit card. Plus earn 0.05% APY on balances over $1,000.

Learn More

Youth Checking

Designed for people aged 12 to 17, our Z-Checking Cash Back lets your children earn cash back while learning money management skills. Plus, no minimum and no monthly fee.

Learn More

Rewards Checking

Choose to earn Cash Back or High Dividends with our Peaks Perks Checking Account. Plus, make your life simpler with Online Banking, Bill Pay, and refunds on nationwide ATMs. 

Learn More


Ready to Open a Wasatch Peaks Checking Account?


Choose from our popular Free Checking, Teen checking, or Rewards Checking accounts and access all the benefits of membership today.


Open a Checking Account