Utah desert with Camero purchased with used car loan

Used Car Loans

The next used car could be your new car


Used Car Loan Financing

Get that used car you’ve been eyeing with low auto loan rates at Wasatch Peaks Credit Union. We serve members throughout various areas in Utah.

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Financing Made Easy

Funding a car isn’t easy—usually. With the right kind of financing, however, car shopping can be a breeze. Wasatch Peaks Credit Union offers used car loans that allow you to finance your ideal vehicle with numerous options and services.

Loan Benefits

Contact us to get started. Finance your used vehicle by calling 801-627-8700 or applying online.

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*Monthly payment is an estimate and rounded to the nearest dollar amount. Does not include license, fees, or sales tax.
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SUV purchased with used car loan


Used Car Loan Rates

At Wasatch Peaks Credit Union, we offer some of the best used car loan rates in the state of Utah, with low fixed interest rates. This means you can pay off your car loan more easily and more quickly than car loans you’d get anywhere else.

36 months 48 months 60 months 72 months 84 months
RATES APR as low as
APR as low as
APR as low as
APR as low as
APR as low as
Couple enjoying beach vacation in car bought with used car loan

Drive your car home today with a used car loan

If you’re ready to take the next step toward purchasing a used car, contact our representatives at your local branch, or fill out an application online! We stand ready to guide you through every step of the process.

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Used Car Loan Customer Testimonials


Used Car Loan Frequently Asked Questions

  • What’s considered a used car loan?

    A used car loan is a personal loan that’s used to finance a used vehicle bought from a dealer or private seller. A used car by this definition is one that has been owned by another person before.

  • Will a used car loan affect my credit score?

    It depends on several factors, but a used car loan can affect your credit score. On one hand, it will increase your credit utilization, which could cause a slight dip. On the other hand, making car payments on time will build your credit in the long run, so it can be beneficial over time.

  • Can I refinance a used car loan?

    Absolutely! If your credit or financial situation changed since you first purchased your vehicle, you can refinance for more affordable rates or payments, or even increase your monthly payment to pay off your vehicle faster.

*Annual Percentage Rate (APR). On Approved Credit (OAC). This is our best rate; your rate may be different depending on credit history and underwriting criteria. Rates subject to change based on vehicle loan-to-value and term. Limited time offer.