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“I’ve been saving up for months!” Meghan was telling her friend Jessica as they toweled off after enjoying a swim at the community pool. “And now I finally almost have enough to buy a phone-photo printer dock. Just a few more weeks!”

Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out to the airport, though, read through this checklist of important things people tend to forget before leaving for vacation. 

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false. Read on for 7 money myths that might be causing you more financial stress than benefit.