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4 min read

Tracking Holiday Spending Keeps Seasonal Stress Down

By Wasatch Peaks on November 28, 2020

Nothing is more heartwarming than seeing your loved ones’ faces light up when they open that perfect gift.

2 min read

Pre-Qualified vs. Pre-Approved Credit Card Applications

By Wasatch Peaks on November 24, 2020

Have you ever received a pre-qualified credit card offer in the mail? If you’re looking for a new credit card, the offers may be helpful, otherwise they might be annoying. But do you know why you’re receiving them? We’ve got the info about why you’re receiving these offers and how to either utilize the offers or opt out of receiving them.

2 min read

HELOC vs. Mortgage

By Wasatch Peaks on November 24, 2020

Home financing can help you purchase your dream home, but did you know that you can also use home financing to free up funds? Depending on what you’re looking for, a mortgage or a home equity line of credit can be a great fit for your financial needs.

3 min read

How Do Auto Loans Work?

By Wasatch Peaks on November 24, 2020

Shopping for a new car can feel overwhelming, especially if this is your first time buying a car. You may have already spent time researching cars and know a little bit more about what you’re looking for, so it’s time to start exploring how you’ll finance your car purchase. We’re here to help you learn more about auto loans and help you through the process.

2 min read

How a Joint Checking Account Works & When It Makes Sense

By Wasatch Peaks on November 24, 2020

Discussing and managing finances can be stressful in any relationship. Fortunately, there are some tools that can minimize the stress of those discussions and help each party set healthy boundaries and guidelines for money management. A joint checking account can be one of those great tools!

2 min read

Is Black Friday Still Happening in 2020?

By Wasatch Peaks on November 21, 2020

Black Friday has gotten a bad rep in recent years.

3 min read

Celebrating Thanksgiving in a Pandemic

By Wasatch Peaks on November 2, 2020

It’s turkey season! But this year, due to the COVID-19 environment we’re experiencing, the holiday festivities will look a bit different than before. With some precautionary measures and careful planning, though, you can celebrate Thanksgiving in the era of the coronavirus without compromising on your health or safety. Here’s how:

3 min read

When and Why to Utilize Business Debt

By Wasatch Peaks on October 30, 2020

Taking on debt can be an inevitable step for many businesses. A loan or a line of credit can provide a business with the cash it needs to expand or fund a new venture.

Topics: Business
3 min read

Beware of Debt-Collection Scams

By Wasatch Peaks on October 29, 2020

With the pandemic still wreaking havoc on the economy, many people are struggling to pay their monthly bills and meet their debt payments. Unfortunately, scammers are exploiting the financial downturn by tricking unsuspecting victims into paying for debts that don’t actually exist, or by using abusive tactics to collect legitimate debts.

Topics: Scams Security
3 min read

How to Refinance Your Car Loan [Guide]

By Wasatch Peaks on October 28, 2020

When to Refinance:

If you’re feeling stuck in your car loan, it could be for a variety of reasons and we're here to help! Before refinancing your car loan, it’s important to make sure that it will be beneficial for you. There are several factors that can make or break your decision, so now is the time to review and compare to see if refinancing can save you money or improve your terms. Here are some of the reasons that you may want to refinance:

Topics: Auto Loan
3 min read

HELOC vs. Home Equity Loan

By Wasatch Peaks on October 28, 2020

We have great options available to help you use your home equity to finance your projects and goals! Whether you’re looking for a loan or a line of credit, we’re here to help you find the option that best fits your needs.

3 min read

Political Fundraising Scams

By Wasatch Peaks on October 17, 2020

Election fever is now at an all-time high — and so are election scams. From schemes that steal your vote to ones promising dream (albeit, bogus) vacations in exchange for participation in a poll or survey, there’s no shortage of scams centering on elections.

Topics: Scams Security
3 min read

What to Do After Being Hacked

By Wasatch Peaks on October 15, 2020

Uh oh — you’ve been hacked! Finding out someone has cracked open your accounts and helped themselves to your information can be alarming, but there are ways to mitigate the damage while jump-starting your recovery process.

Topics: Scams Security
4 min read

How to Weather A Natural Disaster During A Pandemic

By Wasatch Peaks on October 14, 2020

Preparing for a natural disaster takes careful planning under ordinary circumstances. Now, with the country still reeling from the impact of COVID-19, these preparations can seem nearly impossible. Is it safe to stay with friends during an evacuation? Can you shop for staples during a pandemic? Is it OK to accept donations of food and clothing from strangers?

Topics: Home Tips
3 min read

Beware the Pending Package Scam

By Wasatch Peaks on October 9, 2020

Everyone loves a surprise package, and scammers are taking the excitement out of that experience by using bogus packages as a cover for a nefarious scam that tricks victims into sharing their personal information — and their money.

Topics: Scams Security
3 min read

Auto Loan FAQs

By Wasatch Peaks on October 1, 2020

Application Questions

How do I apply for an auto loan?
Applying for an auto loan is easy! You can apply at your local Wasatch Peaks branch, give us a call at 801-627-8700 or even apply online by clicking here.

Topics: Auto Loan
5 min read

What is a Mortgage Loan?

By Wasatch Peaks on October 1, 2020

Has it been your dream to live in a home of your own? We’re here to walk you through the basics of a mortgage loan and to show you how to make your home dreams a reality!

3 min read

The Importance of Being Financially Fit

By Wasatch Peaks on September 30, 2020

Are you ready to stretch those financial fitness muscles? We hope so, because it’s time to get financially fit!

3 min read

How to Celebrate Halloween in a Pandemic

By Wasatch Peaks on September 26, 2020

Q: With COVID-19 still disrupting all kinds of plans, I’m wondering about Halloween celebrations this year. Is there any way to safely celebrate Halloween in 2020?

4 min read

Why Does My Credit Score Matter?

By Wasatch Peaks on September 23, 2020

Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, a rental unit and so much more.

3 min read

How to Negotiate Salary

By Wasatch Peaks on September 15, 2020

Things are falling into place, and after months of researching your options, polishing your resume and sitting through awkward interviews, you think you may have found your dream job.

4 min read

What's a Recession?

By Wasatch Peaks on September 3, 2020

Unless you’ve been living in a bunker for the last several months, you’ve likely caught the term “recession” thrown around on the news more than once. Hearing this word being used to describe the state of the U.S. economy can trigger a range of reactions from mild anxiety to a full-blown stuffing-money-under-the-mattress panic.

5 min read

Tips for Selling Your Home During the Pandemic

By Wasatch Peaks on August 17, 2020

Selling a home is a move people generally plan years in advance, and 2020 was no different. For many homeowners, the hot real estate market of spring and summer of 2020 was going to be the season they put their homes up for sale. And then came the coronavirus — and the world turned upside down. With people struggling just to get by financially, and health and safety paramount, selling a home seemed like a dream from another lifetime. Records of home sales in the U.S. from the beginning of the outbreak reflect these feelings, with a sharp decline of 21% in total homes sold in March, and another decrease of 17.8% in April, according to data from the National Association of Realtors (NAR) .

5 min read

Tips for Going Back to School During a Pandemic

By Wasatch Peaks on August 13, 2020

Back-to-school season is traditionally marked by a run on discounted pencils, overcrowded malls and lots of nail-biting nerves about new teachers. But this year, the back-to-school season is entirely different. Forget the crowds and a race to find the hottest-selling backpack. This year, it’s all about the trendiest face masks and getting ready for a school year that promises to be unlike any other. And for a child, that can be more than a little frightening.

5 min read

IRS Dirty Dozen Tax Scams for 2020

By Wasatch Peaks on August 10, 2020

Each year, the IRS publishes the “Dirty Dozen,” a list of tax scams most prevalent during that year’s tax season. This year, with COVID-19 pushing off the federal tax deadline to July 15, the IRS held off publishing the list until early July, and of course it’s loaded with COVID-19-related scams.

4 min read

The Beginner's Guide to A W-4

By Wasatch Peaks on August 5, 2020

It’s no secret that the IRS excels at making things complicated. And when you’re busy learning the ropes of a new job, trying to fill out a 4-page W-4 form can be a huge hassle. It’s not a good idea to rush through it, though, because a small mistake now can mean withholding too much or too little of your salary for covering your taxes. There have also been several recent changes to the W-4, so you may need to make some adjustments to your current form on file.

3 min read

Beware Back-to-School Scams!

By Wasatch Peaks on August 3, 2020

Back-to-school season means a flurry of shopping — and a flurry of scams. Scammers know that students and their parents are caught up in a frenzy of preparations and errands and are, therefore, more likely to fall victim to schemes. As you get ready for school, look out for these scams targeting college students and parents of private school students that tend to peak before the start of the school year.

4 min read

A Guide to Credit Cards

By Wasatch Peaks on July 31, 2020

Q: I’d love to improve my credit score, but I can’t get ahead of my monthly payments. I also find that my spending gets out of control when I’m paying with plastic. How do I use my credit cards responsibly?

4 min read

COVID-19 is Causing A Coin Shortage

By Wasatch Peaks on July 29, 2020

The COVID-19 Global pandemic caused an initial panic leaving store shelves empty of face masks and toilet paper. Hand sanitizer, cleaning supplies, paper towels and meat followed quickly in what was fast becoming routine for life during COVID-19. And now, the latest commodity to run in short supply is coins.

Topics: Coronavirus
5 min read

How to Read a Paystub

By Wasatch Peaks on July 25, 2020

Q: My accountant suggests I review my paystub to see if any changes need to be made to the amounts withheld, but I’m finding that to be an impossible task. I always receive my paycheck via direct deposit and I'm not sure about the numbers or information on my paystub. Where do I begin?

4 min read

Life Lessons Learned During the COVID-19 Pandemic

By Wasatch Peaks on July 22, 2020

If someone would have approached us a year ago and told us that, in 2020, the country would essentially shut down for three months; the busiest thoroughfares in cities across the world would be empty of traffic; schools and colleges would close for an entire semester and blockbuster releases would be put on hold indefinitely, we probably would not have believed them.

Topics: Coronavirus
4 min read

How to Travel Safely This Summer

By Wasatch Peaks on July 16, 2020

Summer is here, and many Americans are itching for a vacation. But is it possible to travel safely right now? Is an airplane really a flying Petri dish to be avoided until the pandemic blows over? Can you take a road trip if it means making rest stops in three different states?

4 min read

Savings Advice: How Can I build My Savings?

By Wasatch Peaks on July 10, 2020

Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start building these up again, but it’s all so overwhelming. Where do I begin?

3 min read

Turn Your Back Yard into an Oasis

By Wasatch Peaks on July 8, 2020

Most of us have spent lots of time at home this spring, and it looks like summer might not be much different. With many attractions still closed and some states seeing a surge in COVID-19 cases, safe travel will be challenging. For many Americans, this means choosing to staycation at home instead of hitting the road this summer.

Topics: Home Tips
3 min read

Watch Out For These New Coronavirus Scams!

By Wasatch Peaks on July 2, 2020

As the coronavirus continues spreading across the country in waves and peaks, every state is making bold moves toward reopening under a strange new set of circumstances dubbed the “New Normal.” Face coverings are de rigueur. Floor markings have been slapped down exactly 6 feet apart near checkout counters in retail stores. Shoppers are weary, cautious and careful. And, as the country moves forward and adapts to the new realities, scammers aren’t far behind.

3 min read

Snowball Method vs. Avalanche Method: Which is Better to Pay Off Debt?

By Wasatch Peaks on June 25, 2020

Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye?

4 min read

What is a Home Equity Line of Credit?

By Wasatch Peaks on June 24, 2020

If you’re looking for a large sum of money to use for a home improvement project, or tough times have left you in desperate need of cash, consider tapping into your home’s equity. One great way to do this is by opening a home equity line of credit, or a HELOC. Let’s take a closer look at HELOCs and why they can be an excellent option for cash-strapped homeowners in today’s financial climate.

Topics: Home Tips
2 min read

Changes to the Payment Protection Program

By Wasatch Peaks on June 19, 2020

Small businesses struggling to remain afloat during the economic upheaval caused by the coronavirus pandemic received some relief with the passing of the Paycheck Protection Program (PPP) as part of the historic Coronavirus Aid, Relief, and Economic Security (CARES) Act. The program provides eligible businesses with unsecured loans to help them cover payroll, rent and other ongoing business expenses, with the possibility of partial or complete loan forgiveness.

Topics: Coronavirus
4 min read

World Elder Abuse Awareness Day

By Wasatch Peaks on June 15, 2020

World Elder Abuse Awareness Day, June 15, 2020, recognizes the risks of elder abuse and neglect of older people. It’s a day for family and caregivers around the world to learn how to take proactive steps to protect loved ones and for older people to learn how they can protect themselves.

4 min read

How to Dispute and Pay for Large Medical Bills

By Wasatch Peaks on June 12, 2020

If you’re looking at astronomical medical bills thanks to the coronavirus pandemic or another health emergency, you might think there’s no choice but to pay thousands of dollars for your treatment. Luckily for you, though, there is hope.

3 min read

Am I Really Ready to Buy a House?

By Wasatch Peaks on June 11, 2020

Q: I’ve saved a down payment, narrowed my choices of neighborhoods and drawn up a wish list of what I’m looking for in a home, but I’m getting cold feet. How do I know if I’m really ready to buy a house?

3 min read

Beware Relay Theft

By Wasatch Peaks on June 6, 2020

Keyless entry is one of the most convenient features of newer cars. There’s no more fumbling for your keys when your arms are full of groceries or you’re toting a squirming toddler. Just press the “unlock” button to get inside and the “start” button to get the engine powered up, and your car will pick up the signals from your key fob.

2 min read

Don't Toss Out Your Stimulus Payment

By Wasatch Peaks on June 1, 2020

Four million Americans are receiving their Economic Impact Payment in the form of a prepaid debit card — and many are mistaking it for junk mail.

2 min read

Beware Unemployment Scams

By Wasatch Peaks on May 28, 2020

Tens of millions of Americans have found themselves out of work as the economy reels from the impact of COVID-19. A record 22 million Americans have filed for unemployment insurance in the four weeks leading up to April 11.

Topics: Scams Security
2 min read

Ways to Celebrate Memorial Day During the Pandemic

By Wasatch Peaks on May 23, 2020

Most years, Memorial Day is the unofficial kickoff to summer. Americans salute and honor the memory of our military heroes with grand parades, lively family picnics and crowded barbecues.

A Guide to Pet Insurance

By Wasatch Peaks on May 20, 2020


Are you considering a new furry friend? Maybe you're a new pet owner or you've had your pet for awhile now. There are many options to consider when it comes to the health of your pet, including whether or not to get pet insurance.

Topics: Home Tips
4 min read

How Can I Use Job Loss for Growth?

By Wasatch Peaks on May 18, 2020

Q: I’ve been laid off from my job, and I’m struggling with my next step. I’m trying to remain positive and to see this as an opportunity, but it hasn’t been easy. On a practical level, how can I use these circumstances as a stepping stone for growth?

4 min read

Celebrating Milestones in a Pandemic

By Wasatch Peaks on May 14, 2020

As the ongoing coronavirus pandemic continues to disrupt life and cancel plans across the world, people are finding creative ways to celebrate. From drive-by weddings to birthday car parades to virtual graduation ceremonies, there are so many ways you can celebrate while still maintaining proper social distancing.

2 min read

Wasatch Peaks Branch Lobbies Reopening

By Wasatch Peaks on May 11, 2020

We want to reaffirm that Wasatch Peaks is committed to maintaining the safety of our members, staff, and volunteers. We appreciate your help as we continue to work together to help limit the spread of COVID-19 in our communities and thank you for your patience and understanding during our temporary closure of branch lobbies.

2 min read

How to Celebrate Mother's Day in Quarantine

By Wasatch Peaks on May 7, 2020

Everything looks different now with the coronavirus pandemic raging, and Mother’s Day is no exception. You can’t take the family out for pizza or treat mom to a meal at her favorite restaurant, but you can still celebrate. Here are some ways you can make this day special for mom, no matter how far apart you may be.

3 min read

Where is my Stimulus Check?

By Wasatch Peaks on May 6, 2020

Q: Everyone I talk to seems to have already gotten their stimulus money, but I’m still waiting for mine to arrive. Where is my stimulus check?

Topics: Coronavirus
2 min read

Stay Fit with Household Chores

By Wasatch Peaks on May 4, 2020

Gyms are shuttered and you may be stuck in the house all day without much to do. In some cities, outdoor exercise is off the table, too, as hiking trails are roped off and parks are closed. With all of your socializing happening on Zoom, there’s no pressing reason to get out of your PJs or sweats either. All of these factors create the perfect recipe for letting your fitness commitments slide and slowly turning into a couch potato.

4 min read

A Guide to Safe and Comfortable Face Covering

By Wasatch Peaks on April 30, 2020

Q: I’ve started wearing a face mask every time I go out, per CDC recommendations; however, I’m finding these coverings to be less than comfortable. Is there any way around the irritations and discomforts of wearing face coverings?

Topics: Coronavirus
2 min read

How Should I Spend My Stimulus Check?

By Wasatch Peaks on April 25, 2020

The stimulus checks promised in the Coronavirus Aid, Relief and Economic Security (CARES) Act are starting to land in checking accounts and mailboxes around the country. The $1,200 granted to most middle class adults is a welcome relief during these financially trying times.

2 min read

COVID-19 Texting Scams

By Wasatch Peaks on April 23, 2020

The coronavirus pandemic has been raging on American shores for several months, but scammers are still finding new ways to exploit the panic, fear and uncertainty surrounding the virus to con people out of their money. The latest in a string of coronavirus scams involves a simple text message with criminal intent.

1 min read

7 Ways to Celebrate Earth Day at Home

By Wasatch Peaks on April 22, 2020

1. Plant a garden. Earth Day, April 22, 2020, is the perfect time to plant that garden you’ve always wanted. Garden centers and home improvement stores are still open around the country, with many offering curbside pickup. Add a burst of color to your property with a row of flowers, try your hand at planting a vegetable garden, or plant a tree!

3 min read

Don't Let Scammers Get Your Stimulus Check

By Wasatch Peaks on April 20, 2020

Millions of Americans have received or are awaiting a gift from Uncle Sam to help them get through the coronavirus pandemic. As part of the Coronavirus Aid, Relief and Economic Security (CARES) Act passed on March 27, the federal government is sending out $290 billion in stimulus checks over the next half a year.

2 min read

Staying Safe on Social Media

By Wasatch Peaks on April 18, 2020

It seems like people are spending more time than ever online during this time of social distancing. Just as pandemic-related scams are becoming more prevalent, scammers are active and thriving on social media.

Topics: Scams Security
1 min read

Caring for Your Car During a Lockdown

By Wasatch Peaks on April 17, 2020

With shelter-in-place restrictions imposed in many states, millions of cars are sitting motionless in garages and driveways across the country. While staying home is the best way to stay safe these days, it might not be the best thing for your car.

Topics: Coronavirus
3 min read

CDC Recommends Face Covering

By Wasatch Peaks on April 10, 2020

One short month ago, when the coronavirus had only infected a handful of Americans, the U.S. Surgeon General Jerome Adams tweeted, “Seriously people — STOP BUYING MASKS!”

Topics: Coronavirus
3 min read

Paycheck Protection Program

By Wasatch Peaks on April 8, 2020

The Paycheck Protection Program (PPP) is an important part of the historic Coronavirus Aid, Relief and Economic Security (CARES) Act designed to help small businesses continue meeting payroll and other expenses during these trying times.

Topics: Coronavirus
1 min read

5 COVID-19 Scams to Watch Out For

By Wasatch Peaks on April 8, 2020

Unfortunately, scammers and hackers try to take advantage of people during difficult times. This pandemic is no different and it's important to remain cautious not only in person, but also online and over the phone. Here are some of the major scams that you need to watch out for:

1 min read

5 Ways to Boost Your Immunity During the Coronavirus

By Wasatch Peaks on April 6, 2020

1. Reduce stress 

Stress hormones strain the immune system so it can’t do its best at protecting us from those nasty bacteria, says Dr. Tammy Born of the Born Clinic, Grand Rapids, Mich. Reduce the amount of stress in your life by practicing mindfulness, keeping in touch with friends and family through virtual means while social gatherings are restricted and by checking the news less often while the pandemic rages.

Topics: Coronavirus
1 min read

Beware of Zoom-bombers

By Wasatch Peaks on April 3, 2020

With social distancing mandates in order until at least the end of April, and three out of every four Americans under statewide lockdown, huge parts of normal life have now moved into the virtual world.

3 min read

Beware COVID-19 Cure Scams

By Wasatch Peaks on April 2, 2020

As the coronavirus pandemic continues to sweep across the planet, the race to find a cure has taken on desperate urgency. Pharmaceutical companies and researchers around the world are scrambling to find a way to stop the virus and to immunize people against becoming infected.

6 min read

SBA Loan and Relief Efforts

By Wasatch Peaks on April 1, 2020

Prospective Credit Union Business Members

For prospective business members, we have an easy process to begin the SBA CARES Act application. Please download the following form, fill it out, scan or take a picture of the completed form, and return it to business@wasatchpeaks.com.

Apply Now

Topics: Coronavirus
6 min read

The CARES Act: The Impact on Businesses

By Wasatch Peaks on April 1, 2020

Prospective Credit Union Business Members

For prospective business members, we have an easy process to begin the SBA CARES Act application. Please download the following form, fill it out, scan or take a picture of the completed form, and return it to business@wasatchpeaks.com.

Apply Now

 

Topics: Coronavirus
3 min read

Video Conferencing Apps: Pros and Cons

By Wasatch Peaks on April 1, 2020

It’s where everything happens these days. Birthday parties. Corporate meetings. Coffee dates. Happy hour with friends. Visits with grandma. Anatomy and physiology 101. We’re talking video conferencing apps, of course.

Topics: Coronavirus
3 min read

All You Need to Know About the COVID-19 Stimulation Package

By Wasatch Peaks on March 31, 2020

After days of negotiations and last-minute changes, the Senate and the White House have signed a historic $2 trillion stimulus plan to help mitigate the economic fallout of COVID-19. The Coronavirus Aid, Relief and Economic Security Act (CARES) will put cash directly into people’s pockets, provide desperately needed funding for hospitals and help struggling businesses remain afloat in these financially fragile times.

Topics: Coronavirus
4 min read

Turn Spring Cleaning into Cash

By Wasatch Peaks on March 31, 2020

It’s springtime! The gentle breezes and longer daylight hours inspire a wave of deep cleaning and decluttering — especially with all this extra time most people are spending at home — and it’s time you joined in or ramped up your efforts.

2 min read

Activity Pages

By Wasatch Peaks on March 30, 2020

Are you looking for activities to help your kids learn at home?

Topics: Kids Club
1 min read

Spaghetti Pizza

By Wasatch Peaks on March 26, 2020

Yield: 4 servings
Prep time: 8 minutes
Cook time: 45 minutes
Cost per serving: $1.75

Topics: Home Tips
3 min read

Should I Buy a House During a Pandemic?

By Wasatch Peaks on March 26, 2020

Q: I’ve been planning to buy my first home and I’ve spent years preparing for this purchase. Now that the coronavirus has had a negative impact on the economy, I’m wondering if I should go through with my plans. Is it a good idea to buy a house during a pandemic?

3 min read

Fun Activities for Kids at Home

By Wasatch Peaks on March 25, 2020

It isn’t easy to be holed up at home with just your family for company. After two days, you may be thinking there isn’t enough coffee or chocolate in this world for a parent who’s stuck home with their kids for weeks at a time. As the parent, though, you have the unique opportunity to set the tone in your home and decide if these weeks will be a nightmare for everyone, or filled with precious memory-making and family-bonding activities.

4 min read

How To Find The Best Auto Loan Near You

By Wasatch Peaks on March 24, 2020

When you’re on the hunt for a new vehicle, you’ll find that there’s no shortage of auto loan options in Utah. 

Topics: Auto Loan
2 min read

How to Work from Home

By Wasatch Peaks on March 23, 2020

The coronavirus pandemic has taken the world as we know it and turned it upside down. Hospitals are scrambling to meet the needs of their patients as the federal and local governments are issuing stricter guidelines to help stop the spread of the virus.

Topics: Home Tips
1 min read

Free Learning Resources for Kids

By Wasatch Peaks on March 21, 2020

We want to share some resources that can help while the kids are learning from home. These resources cover a variety of topics and, the best part, they're free to use!

Topics: Kids Club
3 min read

Stuck at Home? How to be Productive.

By Wasatch Peaks on March 21, 2020

COVID-19 has wreaked havoc on normal life around the world. Major retailers and small businesses are closing their doors; leisure travel has almost ground to a halt; the stock market is bearing the brunt of a string of losses; and thousands of schools and universities sit vacant mid-semester while their students are home for an indeterminate amount of time.

Topics: Home Tips
3 min read

What Should Be on My Financial To-Do List This Spring?

By Wasatch Peaks on March 20, 2020

Q: Spring is here, and I’d love to review my finances to improve them however possible. What should be on my financial to-do list this spring?

1 min read

Wasatch Peaks Branch Adjustments

By Wasatch Peaks on March 19, 2020

To continue to ensure the health and safety of our members, staff, and community, Wasatch Peaks has made adjustments to our branch hours and access. We appreciate your patience during this unprecedented time and want to reassure you that we are committed to providing service and financial access to our members.

Topics: Coronavirus
1 min read

Deposits Are Safe at Wasatch Peaks

By Wasatch Peaks on March 19, 2020

Wasatch Peaks Credit Union is a federally insured credit union, which makes our credit union a safe place for members to save their money and build security for themselves and their families. We want to remind our members in this unprecedented time that all deposits made at our credit union are protected by the National Credit Union Share Insurance Fund. This enables those deposits to be insured up to at least $250,000 per individual depositor.

1 min read

Wasatch Peaks 90th Annual Meeting Update

By Wasatch Peaks on March 18, 2020

We appreciate the continued patience and flexibility of our members as we move forward and continue to do what we can to minimize the spread of the COVID-19 coronavirus. Our Board of Directors has voted and enabled us to postpone our Annual Meeting to a later date to ensure that our staff and members will have limited exposure to others per current government recommendations.

3 min read

Beware of Coronavirus Scams

By Wasatch Peaks on March 14, 2020

Scammers are notorious for capitalizing on fear, and the coronavirus outbreak is no exception. Showing an appalling lack of the most basic morals, scammers have set up fake websites, bogus funding collections and more in an effort to trick the fearful and unsuspecting out of their money.

3 min read

6 Financial Lessons You Can Learn from Basketball

By Wasatch Peaks on March 13, 2020

While March Madness will be quite a bit different this year, let’s take a moment to review some surprising financial lessons we can learn from the iconic sport and its players.

1 min read

Wasatch Peaks Credit Union 90th Annual Meeting Update

By Wasatch Peaks on March 12, 2020

After careful consideration and in support of Governor Herbert’s COVID-19 coronavirus recommendations to limit mass gatherings to fewer than 100 people, Wasatch Peaks management has decided to make adjustments to our upcoming Annual Meeting. To help minimize the potential spread of the coronavirus, the movie night portion of our event has been postponed. Here at Wasatch Peaks, we love the opportunity to give back to our members and we look forward to hosting a movie night for our members later this year.

1 min read

Wasatch Peaks Coronavirus Statement

By Wasatch Peaks on March 12, 2020

Wasatch Peaks Credit Union is committed to the wellness of our members, staff, and volunteers. We especially want to ensure that our members, staff, and local communities are physically well amid the concerns about the spread of the coronavirus (COVID-19). We also want to look after the financial wellness of our members and want you to be assured that Wasatch Peaks Credit Union will assist in meeting the financial needs of members affected by the coronavirus.

3 min read

Should I Finance a Large Purchase?

By Wasatch Peaks on March 11, 2020

“Buy today with no money down and zero interest!”

4 min read

Auto Loan Financing Requirements You Need To Know

By Wasatch Peaks on March 8, 2020

What do you need to have in place to get an auto loan? There are various auto loan financing requirements you might have to meet. Those requirements are also dependent on your financial background, your selected lender, and your auto dealership.

Topics: Auto Loan
2 min read

Anaheim Hotels with Free Nights

By Wasatch Peaks on March 7, 2020

We know how important it is to make memories on vacation, so why not stay and play longer at Disney for a smaller price tag? Check out these Anaheim hotels with free nights on select dates. These hotels with free nights also include ART Shuttle service, and you can book discount tickets with Get Away Today prior to your vacation.

2 min read

Your Smart TV May Be Spying On You

By Wasatch Peaks on March 4, 2020

If one of your Christmas presents was a smart TV, or you splurged on one for yourself on Black Friday, you might be living with an in-house spy. The FBI is warning that smart TVs, which allow customers to stream their favorite shows through apps like Netflix and Hulu, can easily be hacked and used for spying. You can be sitting and binge-watching your favorite sitcom, or hollering at the screen as your team fumbles toward another devastating defeat, and all the while a stranger’s eyes are on you and the happenings in your house.

1 min read

7 Fun Facts About Leap Years

By Wasatch Peaks on February 29, 2020

1. Julius Caesar introduced the first calendar leap year in 46 B.C.  

The Earth takes exactly 365 days, five hours, 48 minutes and 45 seconds to circle the sun. The occasional Feb. 29 ensures we don’t lose six hours every year.

Topics: Holidays
3 min read

All You Need to Know About Going Cashless

By Wasatch Peaks on February 26, 2020

As our world grows increasingly digitized, more and more consumers are banishing the cash and coins from their wallets and choosing other ways to pay for their purchases. There’s no lack of alternative payment methods today, from credit and debit cards; to electronic payment apps like Zelle, PayPal and Venmo; to mobile payment wallets like Apple Pay and Samsung Pay; to cryptocurrencies like bitcoin. You may be thinking about following the masses and getting rid of your cash. Or maybe you’re wondering if every transaction in the country will soon be digitized.

3 min read

5 Ways to Trim Your Fixed Expenses

By Wasatch Peaks on February 24, 2020

When trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to lower fixed expenses, with a bit of effort and research, most of these costs can be reduced.

4 min read

Insurance Premiums and Car Accidents

By Wasatch Peaks on February 22, 2020

Q: I’ve recently been involved in a car crash and I’m wondering what to expect as far as my insurance rates. How big of an increase can I expect to see in my monthly premiums?

3 min read

Beware the 2020 Census Scam

By Wasatch Peaks on February 19, 2020

Every 10 years, the Census Bureau makes an effort to count every person living in the U.S. Though the process won’t start until mid-March 2020, the Federal Trade Commission (FTC) is already warning of scammers exploiting the process to con you out of your sensitive information. That’s why it’s important to familiarize yourself with the census procedure; so you know what to expect and so you can easily spot a scam.

Topics: Scams Security
2 min read

Why You Should NEVER Abbreviate 2020

By Wasatch Peaks on February 17, 2020

It may be a new year and a new decade, but scammers are still looking to con you out of your money. In fact, experts are warning of a new scam that is as simple as changing the date on a personal check, financial document, or another important paper.

Topics: Scams Security
4 min read

How To Find The Best Auto Loan Rates

By Wasatch Peaks on February 11, 2020

If you’re in the market for a new vehicle, what significant numbers come to mind? The sticker price? Your monthly payment? Your loan term? How about auto loan rates? 

Topics: Auto Loan
4 min read

How to Create a Budget

By Wasatch Peaks on February 10, 2020

Who needs a budget anyway?

2 min read

Disneyland Resort Hotel Deals

By Wasatch Peaks on February 8, 2020

With three different onsite Disneyland Resort Hotels, you have a lot of options based on your budget. Learn about all three and how to book with Get Away Today.

4 min read

How Men and Women Manage Money Differently

By Wasatch Peaks on February 6, 2020

Over the last century or so, society has made tremendous strides toward gender equality on every level — and this includes basic money management. Today’s culture has further narrowed the gap between the sexes, and the caricatures of the “overspending wife” and “overworked husband” have nearly become extinct.

3 min read

Involvement in Finances

By Wasatch Peaks on February 1, 2020

Q: My partner handles all of our financial arrangements, and that’s always worked well for us. But I’d like to be more involved and help deal with these responsibilities. How do I start this conversation?

3 min read

Opt to Watch the Big Game at Home

By Wasatch Peaks on January 31, 2020

When your favorite sports season is in full swing, and as your favorite teams play in important games, it’s time to decide where to watch the game. While going to a live game is exciting and sports bars have their appeal, more people are choosing to stay home.

3 min read

How to Build Up Your Credit From Scratch

By Wasatch Peaks on January 27, 2020

Q: I’ve never owned a credit card, and my credit history is non-existent. I’m prepared to do whatever it takes to build up my credit from scratch. Where do I start?

2 min read

Doorbell Security Cameras Not So Secure

By Wasatch Peaks on January 24, 2020

When parents hear, “Mommy!” yelled from their child’s room, it’s usually the result of a minor ouchie, or perhaps a stomach ache.

1 min read

Disneyland Spring Savings Sale

By Wasatch Peaks on January 23, 2020

With the kids ticket special, Get Away Today is the place to book for your spring travel to the Disneyland Resort. Learn more about this exclusive offer, and don’t forget to mention Wasatch Peaks Credit Union when you book.

4 min read

Benefits of Online Auto Loans

By Wasatch Peaks on January 21, 2020

Auto financing has reached a new level of convenience. Now, getting an auto loan can be as simple as applying online from the comfort of your couch.

Topics: Auto Loan
4 min read

Where Should You Get Your Auto Loan Financing?

By Wasatch Peaks on January 14, 2020

You’re ready to purchase your next vehicle, but where are you going to get auto loan financing

Topics: Auto Loan
3 min read

8 Creative Ways to Save on Heating

By Wasatch Peaks on January 10, 2020

Q: I just got my first wintertime heating bill and I’m reeling. I’ve sealed all leaky windows and I’ve replaced the weather stripping around my doors, but my bill is still astronomical. Short of hibernating until spring, is there anything I can do to keep my heating costs down this winter?

4 min read

How to Dispute An Error on Your Credit Report

By Wasatch Peaks on January 8, 2020

Quick-what’s your credit score?

Topics: Credit Security
5 min read

Places to Visit in 2020 | Wasatch Peaks

By Wasatch Peaks on December 31, 2019

Whether you’ve never been on a big theme park vacation before, or you’ve been a number of times, you’re sure to find a destination you love when you book with Get Away Today. See some of our favorite places we think you should visit in 2020.

3 min read

Don't Get Scammed at the Gym!

By Wasatch Peaks on December 30, 2019

As soon as the calendar hits Jan. 2, the gyms are packed with people who are eager to make good on their New Year’s resolutions. If you’re one of the thousands of newbies making your way to fitness centers this month, beware of these five subtle scams that can end up thinning your wallet more than your physique.

Topics: Scams Seasonal
3 min read

How Can I Make New Year's Resolutions that Last?

By Wasatch Peaks on December 26, 2019

Q: Every December, I draw up a list of New Year’s resolutions that look depressingly similar to the ones I wrote last year. How can I make things different this year?

2 min read

Requirements and Process for Construction Loans, Part 2

By Wasatch Peaks on December 19, 2019

In part one of this two-part blog series, we went over some of the basics and qualification requirements for construction loans. Commonly used by those building a new home or making major renovations on a current one, construction loans help bridge the gap between these areas and traditional mortgages.

2 min read

Requirements and Process for Construction Loans, Part 1

By Wasatch Peaks on December 19, 2019

At Wasatch Peaks Credit Union, we’re proud to offer a wide variety of loans to our clients. From mortgages and major business loans down to car loans and several others, we offer great rates and personalized services to help you find the perfect financial assistance.

4 min read

How to Recognize and Protect Yourself from Scams

By Wasatch Peaks on December 9, 2019

Scammers are always trying to con victims out of their information and money. They are, unfortunately, often successful. Scammers are expert impersonators, using sophisticated technology and their best acting skills to convince you they represent a business, institution or government agency you may trust. They also tend to prey on the most susceptible victims, including those who are down on their luck or are exceptionally naïve and trusting.

Topics: Scams Security
5 min read

All You Need to Know About Applying for FAFSA

By Wasatch Peaks on December 5, 2019

Free Application for Federal Student Aid (FAFSA) season is in full swing! Whether you’re a college student, a high school senior or you’re seeking financial aid for your college-age child, it’s time to fill out those forms. The rules and deadlines can be confusing, but we’re here to help. We have answered all your questions on applying for FAFSA.

2 min read

Waging War Against Porch Pirates

By Wasatch Peaks on December 4, 2019

Ahoy, mateys!

3 min read

Don't Get Scammed by Santa!

By Wasatch Peaks on December 2, 2019

Someone’s been naughty this year-and we’re not talking about you! Those awful scammers don’t take time out for the holidays, and if you don’t know what to expect you can be their next victim.

4 min read

8 Ways to Beat Holiday Stress

By Wasatch Peaks on November 29, 2019

‘Tis the season to be merry-except sometimes, it’s not.

2 min read

Understanding and Applying Cyber Security Methods | Wasatch Peaks

By Wasatch Peaks on November 25, 2019

While it’s not a pleasant topic or a reality anyone enjoys, the fact is that issues like cyber fraud and online scams are highly common in today’s world. The financial realm is one of the most frequently-targeted areas here, with scammers looking to rip off both organizations and individuals using a variety of technological means.

Topics: Scams Security
2 min read

Reducing Debt Ahead of Applying for a Mortgage

By Wasatch Peaks on November 25, 2019

If you’re thinking about applying for a mortgage loan in the near future, a major topic to consider is your debt. Lenders will consider your entire financial and credit picture when determining the types of loans and rates you qualify for, and the debt you carry and your history repaying it will be key among the factors they look at.

1 min read

4 Scams to Avoid This Cyber Monday!

By Wasatch Peaks on November 25, 2019

The holiday shopping season can be a great time to score some awesome deals! Unfortunately, it can also be a time to find yourself caught in a scam. Here are some common scams to watch out for this Cyber Monday (and throughout the rest of the season).

3 min read

6 Misleading Advertising Ploys on Black Friday

By Wasatch Peaks on November 20, 2019

Here at Wasatch Peaks, we hate to see your money go to waste, so we’ve put together a list of misleading advertising schemes you may come across when hunting for deals this Black Friday.

3 min read

What To Buy And What To Skip This Black Friday

By Wasatch Peaks on November 18, 2019

It’s the bargain-hunter’s favorite season-or is it? Before you brave the crowds this Black Friday, take a few minutes to read through our list of what to buy and what to skip so you come home only with true bargains.

2 min read

What to Expect on Your First Holiday at College

By Wasatch Peaks on November 16, 2019

Season’s greetings! Or is your holiday spirit more like ho ho … hum?

3 min read

6 Ways to Keep Your Finances Intact This Holiday Season

By Wasatch Peaks on November 13, 2019

‘Tis the season to shop until you drop - or until you go broke. But you don’t have to overspend.

3 min read

9 Ways To Thank A Veteran This Veterans Day

By Wasatch Peaks on November 8, 2019

Our service members past and present are the true heroes of our nation. U.S. veterans selflessly served our country, spending months or years away from home, undergoing grueling training and often putting their lives at risk, just to keep us safe. It’s time to say thank you!

Topics: Holidays
2 min read

Holiday Hacks for Traveling College Students

By Wasatch Peaks on November 4, 2019

With the holiday season fast approaching, college students across the country are thinking about their trips home. Whether you choose to go home for Thanksgiving or Christmas, you could be looking at some big expenses, especially if you're flying.

6 min read

Universal Orlando Resort Deal

By Wasatch Peaks on October 30, 2019

When colder temperatures start to sink in, what could be better than taking a trip to somewhere warm and sunny? Take the family on a winter vacation or make the experience part of your Holiday celebrations. Universal Orlando Resortoffers blockbuster adventures, themed water park fun and, of course, The Wizarding World of Harry Potter. Best of all, when you book by December 2, 2019 with Get Away Today, you can visit all three theme parks for the price of two.

4 min read

Thanksgiving Hacks To Save Time, Stress, and Money

By Wasatch Peaks on October 28, 2019

Thanksgiving prep stressing you out? Wondering how you’re going to get everything done in time for the big day and stick to your budget at the same time?

3 min read

Kids Club: Interest

By Wasatch Peaks on October 23, 2019

“Wow, Grandma! This is awesome!” Sean exclaimed as he toured his grandmother’s new boat.

Topics: Kids Club
3 min read

Should I Lend Out My Credit Card?

By Wasatch Peaks on October 21, 2019

Q: Some of my friends keep asking to borrow my credit card and I’m wondering if this is a good idea. Should I be lending out my credit card?

5 min read

LEGOLAND 2nd Day FREE!

By Wasatch Peaks on October 12, 2019

Choose between LEGOLAND + SEA LIFE Aquarium Hopper tickets and LEGOLAND + LEGOLAND Water Park Hopper tickets and get a 2nd day FREE when you travel now until December 31, 2019. LEGOLAND offers rides, attractions and more that appeal to the LEGO-lover in us all.

2 min read

Six Easy Ways to Save Money Without Sacrificing Your Lifestyle

By Wasatch Peaks on October 9, 2019

In today's economy, it is essential that you do what you can to save money. Many people are afraid of sacrificing the things they enjoy in order to keep more cash in their pockets. Fortunately, there are many ways that you can save money without having to give up the lifestyle you enjoy. Here is a look at some easy ways to save money without sacrifice.

4 min read

DIY Halloween Decorations

By Wasatch Peaks on October 7, 2019

Don’t blow big bucks on your Halloween décor when you can DIY for a fraction of the price! Check out our list of creative, fun and inexpensive projects to make your home the spookiest haunt on the block.

3 min read

Take Caution Before You Borrow A Charging Cable

By Wasatch Peaks on October 5, 2019

You know the feeling. It’s like a bona fide coffee addict running low on caffeine, or like a hiker almost out of drinking water. You’re travelling and your phone is running low on juice. Frantic, you’re searching for a place to plug in and recharge. The last thing you want is to be completely stranded in a strange place with no way to order an Uber or pay for your dinner. In one last desperate move, you search through your bag for the charging cable you always keep there – and then you remember you lent it to your friend and never got it back.

Topics: Scams Security
2 min read

Top Five Home Buying Myths BUSTED

By Wasatch Peaks on October 4, 2019

Buying a home is the American dream, but for many people it’s one they fear will never happen. After all, when it comes to the home buying process, there are a lot of misconceptions floating around. So, if you think owning a home is out of your reach continue reading. You may be pleasantly surprised as we dispel the most common myths about buying a home.

3 min read

4 Scary Scams To Watch For This Halloween

By Wasatch Peaks on October 2, 2019

Don’t let a Halloween scam spook you! Stay a step ahead of those crooks by looking out for these four scams this season.

Step 9 of 12 Toward a Debt-Free Life

By Wasatch Peaks on September 30, 2019

Let your debt snowball grow by packing it with all your unexpected windfalls. Seasonal bonus at work? Add all or most of it to your snowball. Unexpected refund? Let it go toward paying down your debt. Birthday gift money from Great Aunt Sally? You know where it’s going!

3 min read

Kids Club: HELOC

By Wasatch Peaks on September 28, 2019

Life at the Richards’ house had gotten really busy since the twins’ arrival-and really noisy. At first, Trish and Adam were delighted with the action. They loved their twin baby siblings and each day, they snapped dozens of pictures of the tiny infants to post on their Facebook and Instagram pages and show to their friends. They were the proudest older siblings ever.

Topics: Kids Club
2 min read

Credit Card Rewards and Benefits

By Wasatch Peaks on September 27, 2019

At Wasatch Peaks Credit Union, one of our numerous financial services offered is our Visa Platinum Cards, which come with fantastic rates and numerous benefits, including no annual fee and free online statements. These, along with other credit card types, can serve as the foundation for a solid credit history that translates into a high credit score for a car loan, mortgage loan or a variety of other potential needs.

2 min read

Areas to Prioritize After Purchasing a Home

By Wasatch Peaks on September 25, 2019

While the process of building toward obtaining a mortgage and purchasing a home may feel like cresting a mountaintop, it’s important to realize that your work doesn’t stop when the final paperwork is signed. Homeownership is a detailed area that requires diligence and hard work, plus a continued commitment to strong financial decisions.

3 min read

Can Luxury Be Addictive?

By Wasatch Peaks on September 23, 2019

Q: I’ve recently landed a better-paying job and I can now afford the occasional (and not-so-occasional) luxury, but I’m wondering if I should indulge. Am I better off living beneath my means to avoid falling prey to the trap of luxury? Is there a safe way to enjoy the more comfortable lifestyle that I can now afford?

4 min read

Why Do I Need To Get Pre-Approved For A Loan?

By Wasatch Peaks on September 18, 2019

Q: I’m in the market for a new home, and everyone I talk to, from friends to financial advisors, suggest I get preapproved for a mortgage before I start house hunting. Why is this so important?

3 min read

Can I Buy A House While Paying Student Loans?

By Wasatch Peaks on September 16, 2019

Q: I graduated college with a huge student loan debt. Since then, I’ve landed a decent job and I’ve been making steady payments toward paying down my loan. Is it possible for me to buy a house while I’m still paying off this debt?

2 min read

Do Cheap Hobbies Exist?

By Wasatch Peaks on September 12, 2019

Q: Every hobby I am considering costs a fortune! Are there any inexpensive hobbies I can pursue?

Topics: Budgeting
4 min read

Finance Your Next Car With Wasatch Peaks

By Wasatch Peaks on September 9, 2019

When shopping for a new set of wheels, your first stop should be right here, at Wasatch Peaks. Though many people start their process on the dealer’s lot, you’ll enjoy a lower rate, a simpler loan application and other benefits by choosing to finance your car with your credit union.

1 min read

5 Times a Bargain Is Not a Bargain

By Wasatch Peaks on September 6, 2019

  1. When you don’t need it. It can be dirt cheap, but you’d still be wasting money to buy something that is not necessary.

  2. If it will spoil before using it. That’s just money in the garbage— literally—even at a bargain price.

  3. When the “sale price” isn’t really a sale. Sometimes, the “sale price” is actually the highest the item’s ever been sold for at this location.

  4. When it’s part of a liquidation sale. Such sales tend to be riddled with rip-offs.

  5. When you’re paying the BOGO price. This is sort of like #1 and #2 combined. If you only need one or cannot consume the second one, you may be paying extra for no reason. 

Topics: Savings
5 min read

Don't Break the Bank with Extracurricular Activities

By Wasatch Peaks on September 4, 2019

It’s back-to-school season and you’re just about ready to zip that backpack closed before tossing that supply list into the trash. You’ve been shopping for weeks to get the right pencils and pens, binders and the dozens of other must-haves. This, of course, is in addition to the perfect school shoes and autumn wardrobe. But now you’re done, done, done! Your sanity and your budget are ready for a breather — at least until the holiday shopping season starts. 

Step 8 of 12 Toward A Debt-Free Life: Boost Your Income

By Wasatch Peaks on August 31, 2019

Increase your income this month to help you pay down debt.
3 min read

How Much Money Should I Keep in My Checking Account?

By Wasatch Peaks on August 30, 2019

There's lots of talk in the world of personal finance about how to best manage a savings account. You might read up on financial experts who recommend keeping three to six months' worth of living expenses in your savings account, or maybe you've seen a tip about socking away enough money to cover larger expenses. Either way, there's lots of discussion about the ideal amount of money to keep in a savings account.

4 min read

Beware Natural Disaster Scams

By Wasatch Peaks on August 29, 2019

When disaster strikes, so do the scams. It's the season of hurricanes, earthquakes, tornadoes and more. If you live in an area that's prone to storms and flooding, or you volunteer to help the victims of natural disasters, beware of these four post-disaster scams so you're not taken for a ride.

Topics: Scams
2 min read

Balancing Academics and Your Social Life

By Wasatch Peaks on August 28, 2019

It’s the number one question that separates the super-achievers in college from the party animals: Are you here to earn good grades and learn valuable lifelong skills, or are you here for the active social scene?

Topics: College
4 min read

Kids Club: Credit Cards

By Wasatch Peaks on August 26, 2019


Kate and her mom were going shopping for school supplies. Kate had her mind set on exactly what she wanted. She’d even scribbled a list of all the things she was going to buy at the store.

4 min read

Am I A Shopaholic?

By Wasatch Peaks on August 21, 2019

Q: I love shopping. It makes me happy! I don’t go into debt to cover my habit, but I do go over my budget. Quite often, actually. Am I addicted to shopping?

3 min read

Get Away Today Cruise Deals

By Wasatch Peaks on August 19, 2019

Did you know that Get Away Today partners with a number of cruise lines to get you the best deals? Today we’ll highlight some of the savings you can enjoy with Disney Cruise Line, Carnival Cruise Line and Royal Caribbean Cruise Line.

4 min read

Your Complete Guide to Identity Theft Protection

By Wasatch Peaks on August 14, 2019

Did you know there were 14.4 million victims of identity theft in 2018? According to Javelin Strategy, each case cost the victim an average of $1,050 — and that’s only the cost in dollars. When an individual’s identity is stolen, the thief wreaks major havoc on the victim’s financial health, which can take months, or even years, to recover from. 

Topics: Scams Security
5 min read

Should I Go Solar?

By Wasatch Peaks on August 12, 2019

Q: My summertime electric bills are sky-high. For this reason, I’m really thinking about having solar panels installed on my roof. I figure it’s gotta help me save on energy costs, but I hear they can be super-expensive. Should I go solar? 

4 min read

10 Ways to Save on Back-to-School Shopping

By Wasatch Peaks on August 7, 2019

Ah, summer! It’s the season of fireworks and fireflies, road trips and rocky road ice cream, baseball and beach balls, flip-flops and ice pops. 

3 min read

Beware Emergency Scams!

By Wasatch Peaks on August 5, 2019

“Grandma? Is that you?”

Topics: Scams Security
4 min read

The Smart Shoppers Cheat Sheet

By Wasatch Peaks on August 2, 2019

You’ve already perfected your monthly shopping schedule to get the best possible prices throughout the year: linens in January; luggage in March; household appliances in May; patio furniture in September and wedding dresses in December. 

5 min read

7 Steps To a Mid-Year Financial Check-Up

By Wasatch Peaks on July 31, 2019

It feels like you just packed away the holiday decorations yesterday, but believe it or not, 2019 is already half over. As we sail into the season of barbecues and beaches, take a few minutes to give yourself a mid-year financial checkup. A small investment of time can spur important changes that can affect your financial wellness for the rest of 2019 or even for years to come. 

6 min read

Kid's Club: Work Ethic

By Wasatch Peaks on July 30, 2019

School was out, and Aaron and Tom were counting down the days until July. That’s when their first real job would start and they could hardly wait.

Topics: Kids Club
2 min read

Making the Most of Your First Summer Semester

By Wasatch Peaks on July 29, 2019

Hello summer! It’s the season of flip-flops and sunburn, ice cream and road trips, fireworks and barbecues. And, if you’re one of the thousands of college students staying on for the summer semester, it’s the season of textbooks and lectures, term papers and exams, coursework and study groups.

Topics: College Seasonal
1 min read

Step 7 of 12 Toward A Debt-Free Life: Debt Snowball

By Wasatch Peaks on July 27, 2019

You’ve organized your debt, you’ve set up an emergency fund and you’re working on spending less. You’re now ready to start getting rid of that debt… for good!

4 min read

How to Talk Money with Your Partner

By Wasatch Peaks on July 25, 2019

What happens when you and your partner have different approaches toward money?

5 min read

Do My Monthly Bill Payment Affect My Credit Score?

By Wasatch Peaks on July 22, 2019

Q: I’m working on improving my credit score, so I’m being extra careful about paying my bills on time. But, since I don’t see these payments reflected in my score, I’m wondering: Do my monthly payments, like utility bills, count toward my credit score? 

4 min read

4 Vacation Scams to Watch For This Summer

By Wasatch Peaks on July 20, 2019

With summer in full swing, you might be planning and packing up for the vacation of a lifetime. Before you load the car and head out, though, read through our list of four common vacation scams and learn how to avoid them. You don’t want to take a permanent vacation from your hard-earned money! 

5 min read

All You Need to Know About Mobile Deposit

By Wasatch Peaks on July 19, 2019

In a world where you can order almost anything through your mobile phone — from a new pair of shoes to a dining room table to tickets to a Caribbean cruise — it only makes sense that Wasatch Peaks offers mobile banking services for our members. You can now check your account balance and transfer funds between accounts, all from the comfort of your home or while on the road. 

4 min read

7 Ways You Can Use A Personal Loan This Summer

By Wasatch Peaks on July 17, 2019

Summer is a time for fun and excitement, but it can also be super expensive. Summertime can be a season of major life changes like household moves and weddings; purchasing that boat you’ve been eyeing and let’s not forget those dream vacations! Before you start swiping the plastic for everything under the sun, you may want to consider a personal loan to stay within your budget.

1 min read

8 Things to Do If Your Identity Is Stolen

By Wasatch Peaks on July 16, 2019

1. Lock the compromised account. Dispute any fraudulent charges on your compromised accounts and ask to have them locked, or even shut down.

Topics: Scams Security
4 min read

5 Ways to Save on Vacation Transportation

By Wasatch Peaks on July 15, 2019

Q: I’m working out a vacation budget and I’m stuck on transportation costs. Every option is so expensive! How can I save on transportation costs when on vacation? 

2 min read

Avoid Misleading Mortgage Mail

By Wasatch Peaks on July 11, 2019

Have you recently purchased a home and now feel inundated with mail? You're not alone.

4 min read

The Benefits of a Credit Union Part 2: Member Benefits

By Wasatch Peaks on July 10, 2019

As a member of Wasatch Peaks, you are uniquely positioned to manage your finances and watch your money grow on the best possible terms. Like the member of an elite club, you are entitled to exclusive privileges and individualized service, courtesy of your credit union. Let’s take a quick look at some of the benefits you can enjoy as a member of Wasatch Peaks. 

3 min read

Universal Orlando Resort

By Wasatch Peaks on July 9, 2019

Comprised of Universal Studios Florida, Universal’s Islands of Adventure and Universal's Volcano Bay, Universal Orlando Resort is more than just “Harry Potter World.” While that is a huge draw and is worth seeing, there is a whole lot more to do.

Step 6 of 12 Toward a Debt-Free Life: Trim Expenses

By Wasatch Peaks on July 8, 2019

Now that we have a budget, let’s slim it down! You’ve already practiced spending less thanks to Step #2 in this series. Now, it’s time to get serious about it. Take a long, hard look at the money you spend each month and find your weak spots.

4 min read

Don't Call Back One-Ring Calls

By Wasatch Peaks on July 6, 2019

It’s Murphy’s Law: The landline will always, always ring when you’re clear across the house. You leap over furniture and make a grab for it, only to find the caller has already hung up—after just one ring. You thumb through the Caller ID, poised to give your mysterious caller a ring back when you note the strange area code. You hesitate. Should you, or shouldn’t you, make this call? 

Topics: Scams
5 min read

Kid's Club: Emergency Funds

By Wasatch Peaks on June 29, 2019

“I’ve been saving up for months!” Meghan was telling her friend Jessica as they toweled off after enjoying a swim at the community pool. “And now I finally almost have enough to buy a phone-photo printer dock. Just a few more weeks!”

4 min read

12 Things to Do Before Your Summer Getaway

By Wasatch Peaks on June 29, 2019

Your bags are packed, your itinerary is set and you’re counting down the minutes until you take off for your dream summer getaway. Before you head out to the airport, though, read through this checklist of important things people tend to forget before leaving for vacation. 

5 min read

7 Money Myths You Need to Stop Believing

By Wasatch Peaks on June 26, 2019

We all grow up hearing the same financial advice: Spend less, save more and invest early. While most of these words of wisdom ring true, there are lots of widespread money management tips that are actually false. Read on for 7 money myths that might be causing you more financial stress than benefit.  

2 min read

Save on Your First College Shopping Trip

By Wasatch Peaks on June 24, 2019

As a college student living away from home, perhaps for the first time in your life, you’re in charge of all your dietary needs. No one’s stocking the fridge and pantry with your favorite snacks, or whipping up your best dinner each night. If you want to eat, you’ve got to plan. 

2 min read

Avoiding Common Personal and Business Amazon Scams

By Wasatch Peaks on June 22, 2019

Within both the personal and business world, Amazon is a giant of a company that many of us interact with regularly. Whether you use it just to buy the occasional item you can’t find in a store or utilize Amazon daily for major business-related purchases, navigating it responsibly is important.

Topics: Scams
4 min read

4 Parking Lot Scams to Watch Out For

By Wasatch Peaks on June 19, 2019

The buds are sprouting—and so are the scams. Watch out for these common parking lot scams as you attend baseball games, outdoor concerts and other events this spring and summer. 

Topics: Scams Security
5 min read

Is FIRE a Viable Goal for Everyone?

By Wasatch Peaks on June 17, 2019

Q: I’m hearing lots of talk about early retirement and I’ve been wondering about this concept for a while. I love my job, so I don’t really see early retirement as a goal. To me, life without work while I’m still in my physical prime is boring and meaningless. But how can so many popular influencers be wrong? 

3 min read

10 Things to Do in Disneyland Resort This Summer

By Wasatch Peaks on June 15, 2019

With our travel partners at Get Away Today, this month we’re excited to tell you about the top 10 things to do in Disneyland Resort this summer. With discount Disneyland tickets available year round from Get Away Today, it’s always a good time to plan a trip to the Happiest Place on Earth!

In the Disneyland Resort, there is more than just a new land opening up this year. You definitely don’t have to be a Star Wars fanatic to enjoy a trip to Disneyland this summer.

4 min read

The Benefits of a Credit Union Part 1: The History

By Wasatch Peaks on June 13, 2019

As a member of Wasatch Peaks, you know that credit unions are always striving to serve their members and community in as many ways as possible. We value each member’s input as an equal owner in the credit union, and offer flexible loan terms as well as low-cost accounts. We also reward our members with higher dividends, and proudly donate our time and our resources to community initiatives and organizations. 

4 min read

How to Enjoy Wedding Season Without Going Broke

By Wasatch Peaks on June 12, 2019

It’s the season of gauzy canopies, lacy gowns and stiff penguin suits. That being the case, and with wedding invitations flooding your mailbox, you might already be booking your weekends with weddings through the end of August. 

3 min read

8 Side Hustles Anyone Can Do

By Wasatch Peaks on June 10, 2019

Who wouldn't love some extra pocket money? These freelance jobs don't require any experience and can be done by practically anyone. Plus, some of them might pay you for tasks you're already doing! Read on for eight easy side hustles and to find those that may be right for you.

4 min read

What's Up With WhatsApp?

By Wasatch Peaks on June 7, 2019

A cybersecurity breach in Facebook’s WhatsApp app last month left users vulnerable to spyware attacks via voice calls. An undetermined number of the 1.5 billion users of the popular messaging app may have had malicious spyware installed on their devices. 

Topics: Scams Security
1 min read

6 Ways to Save on Summer Vacation

By Wasatch Peaks on June 6, 2019

It may be hard to believe, but summer vacation is almost here! Here are some tips to save on your summer vacation:

3 min read

4 Ways Wasatch Peaks Can Help You Fund Your Vacation

By Wasatch Peaks on June 3, 2019

If you’re like most Americans, as soon as you see ads announcing Memorial Day sale events, you start thinking summer. Summer means flip-flops and sandy beaches, sunscreen and baseball, fireworks and ice cream—and expensive vacations. 

3 min read

Kid's Club: Debit Cards

By Wasatch Peaks on May 31, 2019

Brandon was super-excited. His mom was taking him to Chuck E. Cheese’s today!

1 min read

Step 5 of 12 Toward a Debt Free Life: Create a Budget

By Wasatch Peaks on May 25, 2019

This month, you’re going to organize your finances. Hold onto every receipt, bill, paystub and invoice you produce throughout the month. Sometime during the last week of May, sit down with all of your paperwork and start crunching the numbers.

4 min read

8 Ways to Get Scammed on Craigslist

By Wasatch Peaks on May 24, 2019

The arrival of spring and the deep house cleaning it inspires means more people are putting their old furniture, devices, sports equipment and clothing up for sale. That's why the amount of items like these on sites like Craigslist swells considerably during this season. If you have the time and patience to sift through the offerings, there are wonderful treasures to be found. Conversely, if your own spring cleaning unveils hordes of sellable stuff you don't use anymore, you can make good money selling them online.

Topics: Scams
4 min read

6 Ways to Save Money on Gardening

By Wasatch Peaks on May 22, 2019

As spring deepens and vibrantly colored flowers blossom everywhere, you might be dreaming about a garden of your own. You’ll till the soil, pat the fertilizer into place and plant your young shoots with tender care. You’ll make sure they get just the right amount of sunlight and water, and you’ll be careful to keep out unwanted pests with strong fences and natural pesticides. And you’ll be rewarded with beautiful flowers and fresh vegetables, straight from your very own garden.

4 min read

8 Ways to Spot a Home Improvement Scam

By Wasatch Peaks on May 20, 2019

It’s home improvement season! Contractors of all kinds, from painters to builders, electricians, roofers and more, are hard at work sprucing up homes across the country. 

Topics: Scams Home Tips
5 min read

All You Need To Know About Flipping Houses

By Wasatch Peaks on May 15, 2019

In the 2019 real estate market, home-flipping has become more popular than ever. 

5 min read

What to Buy and What to Skip on Memorial Day

By Wasatch Peaks on May 13, 2019

Since 1971, Memorial Day has been celebrated as an extended weekend away from work–and the unofficial start of summer. It’s time to get that grill going, dust off your patio set, and break out the white jeans you’ve had stashed away all winter. 

2 min read

Extra Day Free Disneyland Tickets!

By Wasatch Peaks on May 10, 2019

We love being a trusted resource you can turn to when looking for ways to save and manage your money. We’re fortunate enough to partner with a travel agency that also values community, customer service, and savings. Get Away Today recently released a new ticket option to help you get the most bang for your buck and save time on your Disneyland vacation.

5 min read

Saving on Mother's Day

By Wasatch Peaks on May 8, 2019

Q: I love showing Mom how much she means to me, but with the money spent on a pricey bouquet, a nice gift and dinner out, I’m looking at an awful lot of spending! Is there any way to give Mom a Mother’s Day to remember without it costing a small fortune?

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