Buying a car can be an exciting experience, but there are many different components to understand. An important part of financing your new, or new-to-you, car is your down payment. You may be wondering how a down payment works and how much you’ll need to pay for your vehicle upfront. Check out this guide to learn more and help you decide how much you’ll want to pay for a down payment.

Identity theft occurs when someone uses another individual’s personal information to commit fraud or other serious crimes. This can have devastating consequences to the victims who are left to pick up the pieces. This guide can help you identify ways to better prevent identity theft and protect your personal information.

According to Experian, identity theft will impact 1 in 20 people in the United States. Whether the identity theft has to do with debit or credit cards, financial accounts and loans, or government information, the victim is left to deal with the fallout and recovery.