The second wave of stimulus checks only started hitting checking accounts a few weeks ago, and the BBB and the FTC are already warning of related scams.

Everyone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.

HELOC

A home equity line of credit, commonly referred to as a HELOC, is a line of credit that allows you to tap into the equity of your home to access those funds. Similar to a credit card, you can borrow funds up to a set limit throughout the “draw period” or set time limit. These funds can be used to consolidate loans, pay off other debt, home improvement projects, and more.