Q: I’d love to have a dog, but I’m not sure I can afford one. What kind of expenses am I looking at if I bring a furry canine friend home?

It’s stimulus season and tax season at once, and scammers couldn’t be happier. They know that taxpayers are eager to get their hands on their stimulus payments and tax refunds. As consumers are working to file their taxes before the May 17 deadline, all that paperwork and payments mean people may be letting their guard down. For a scammer, nothing could be better!

Choosing a credit card can be a big financial step. This guide will help you understand how unsecured credit cards work and how they vary from a secured credit card to help you as you begin your search for a new credit card.