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Whether you have limited credit history, especially as a new borrower, or some negative credit history, there are many reasons why you may not have a great credit score. Many people get a car loan to purchase a new vehicle – but it can be tricky to qualify for one if you don’t have the best credit.

A new car is a big purchase. It can be helpful to do some research ahead of time so you can know what to expect. This is especially true when it comes to the monthly payment for the car loan.

Buying a car is a major financial purchase. For many people, it is second only to their home purchase.