3 min read

How to Celebrate Valentine's Day on a Budget

By Wasatch Peaks on February 8, 2021

Love is in the air and the money is flowing like heart emojis. According to the National Retail Federation, the average American spends $221.34 on Valentine’s Day each year. That’s a lot of money to spend on a one-day celebration!

Topics: Budgeting Holidays
3 min read

Simple Steps to Start Saving

By Wasatch Peaks on January 19, 2021

Everyone knows how important it is to regularly put money into savings, but research shows that 25% of Americans have no emergency savings at all.

Topics: Budgeting Financial Planning Savings Checking Account
2 min read

HELOC vs Cash-out Refinance

By Wasatch Peaks on January 16, 2021


A home equity line of credit, commonly referred to as a HELOC, is a line of credit that allows you to tap into the equity of your home to access those funds. Similar to a credit card, you can borrow funds up to a set limit throughout the “draw period” or set time limit. These funds can be used to consolidate loans, pay off other debt, home improvement projects, and more.

Topics: Budgeting Home Tips Mortgage Loans