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Having a car represents more than just another possession—it’s a way for you to get to school and work, a way to transport your kids to their activities every week, and the freedom to go where you want when you want. But for many people, the process of getting a new car is filled with uncertainty about whether you would be able to get a car with a payment you can afford. The interest rate has a significant impact on the total cost of your car and your monthly payments, so these simple steps to getting the best auto loan rate can help.

Here’s a real brainteaser for you: Flip-flops, sunscreen, iced coffees and textbooks – which of these is not like the others?

How do you choose what financial information to impart to kids? What’s really important? Perhaps surprisingly, according to the Consumer Financial Protection Bureau (CFPB), the most important money lessons actually have nothing to do with money.