Have you ever received a pre-qualified credit card offer in the mail? If you’re looking for a new credit card, the offers may be helpful, otherwise they might be annoying. But do you know why you’re receiving them? We’ve got the info about why you’re receiving these offers and how to either utilize the offers or opt out of receiving them.
2 min read
Pre-Qualified vs. Pre-Approved Credit Card Applications
By Wasatch Peaks on November 24, 2020
Topics: Credit Credit Cards Security
5 min read
A Guide to Credit Cards
By Wasatch Peaks on July 31, 2020
Q: I’d love to improve my credit score, but I can’t get ahead of my monthly payments. I also find that my spending gets out of control when I’m paying with plastic. How do I use my credit cards responsibly?
Topics: Credit Credit Cards
2 min read
Reducing Debt Ahead of Applying for a Mortgage
By Wasatch Peaks on November 25, 2019
If you’re thinking about applying for a mortgage loan in the near future, a major topic to consider is your debt. Lenders will consider your entire financial and credit picture when determining the types of loans and rates you qualify for, and the debt you carry and your history repaying it will be key among the factors they look at.