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Credit Card Resource Center

We’re here to make it easy for you to open a credit card account and unlock all the features.

A credit card can open many doors. You can use your credit card to pay for things you need right now or leave it in the drawer for a rainy day. You can also use your credit card to build your credit score so you can access financing for the big things in life, like a car or home.

In our Credit Card Resource Center, we offer insightful articles on these topics: 

  • How to open a credit card account and choose the right card for you
  • Understanding different credit cards, rewards, and benefits
  • How many credit cards you should have and what you can use them for
  • Expert use of credit cards, debt management, and fraud prevention 

Just choose the topic you need and click on a link to unlock all your credit card perks and benefits!

1: Getting Your First Credit Card

If you're new to the credit card game, we've got you covered with these helpful posts about choosing and applying for your first credit card:

Click to get started on your credit card journey:

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2: Comparing Credit Cards and Using Features

Now that you know the basics, it's time to step up and learn about the different kinds of credit cards on offer and all the ways they can make your life easier and more rewarding.

Click to unlock the benefits of credit cards:

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3: Having Multiple Credit Cards for Specific Purposes

Once you've got the hang of your first credit card, you might consider getting additional cards for different purposes, or using one of your credit cards for a specific purchase.

Click to find out when it's best to do what:

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Wasatch Peaks Credit Cards

We have a VISA credit card to suit every purpose!

Summit Rewards

Earn 1 point for every $1 spent on everything from groceries to utility bills and dining. Redeem your points for event tickets, merchandise, gift cards, and more.

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1% Cash Back

Simply use your card when you make purchases and get up to 1% cash back deposited into your savings account annually. All you need to do is spend $3,000 in the year from November to October.

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1.5% Cash Back

With no limits on the amount you can earn and no category restrictions, you can get 1.5% cash back deposited into your account every quarter. Why not earn as you spend?

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No Cash Back

With a low interest rate fixed for your first six months, this card is ideal for high-rate balance transfers. Choose no cash back if you like to keep things simple and affordable.

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Ready to Open a Wasatch Peaks Credit Card Account?


A credit card is a simple way to enhance your lifestyle, whether you want to boost your purchasing power, gain a source of emergency funds, or collect rewards and cash back as you shop.


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