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It’s back-to-school season and you’re just about ready to zip that backpack closed before tossing that supply list into the trash. You’ve been shopping for weeks to get the right pencils and pens, binders and the dozens of other must-haves. This, of course, is in addition to the perfect school shoes and autumn wardrobe. But now you’re done, done, done! Your sanity and your budget are ready for a breather — at least until the holiday shopping season starts. 

There's lots of talk in the world of personal finance about how to best manage a savings account. You might read up on financial experts who recommend keeping three to six months' worth of living expenses in your savings account, or maybe you've seen a tip about socking away enough money to cover larger expenses. Either way, there's lots of discussion about the ideal amount of money to keep in a savings account.

When disaster strikes, so do the scams. It's the season of hurricanes, earthquakes, tornadoes and more. If you live in an area that's prone to storms and flooding, or you volunteer to help the victims of natural disasters, beware of these four post-disaster scams so you're not taken for a ride.