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Buying your first home is a major milestone. There’s nothing quite like the giddy rush that comes from knowing you could paint a wall fluorescent pink or cover the cabinets in peanut butter and no one could legally stop you. You’ve also got a new and quite big investment you need to maintain. Weighing the freedom against the responsibility is a delicate balancing act, and doing it successfully is part of what being a homeowner is all about.

The financial services industry is based on trust. When a company like Wells Fargo abuses that trust, the whole industry seems off kilter. While the details about the extent of the recent fake account scandal are still coming to light, we know enough to start painting a picture of what was going on inside the bank. Here are a few common questions about the scandal and what to do if you’ve been impacted by it.

Living in a democracy is a wonderful privilege. As Americans, we get a say in the process of our government. It’s a great freedom and it comes with an awesome responsibility. We need to be informed about what candidates do and say, and we have to make sure our voices are heard on Election Day.