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Unexpected expenses are, by nature, unplanned and costly. While it’s best to have a rainy-day fund, a survey found that 47% of Americans would borrow for a $400 emergency. As a Wasatch Peaks member, you have two borrowing options for emergency funding: signature (personal) loans and credit cards. Here are several pros and cons to each:

Home improvements are not just making your life better in the short term, but also an investment in your future. Ideally, the increase in the value of your home will exceed the cost of the improvement. It takes years for the appreciation in your home to recoup the expense of an improvement. 

Everyone is looking for ways to save money, and that’s just what Love My Credit Union Rewards is all about. Wasatch Peaks is excited to offer you exclusive discounts and benefits on products and services you use every day. Credit union members have already saved over $1.6 billion with Love My Credit Union Rewards: