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If you’re up to your eyeballs in debt, the one thing you may wish for more than anything else is a blank slate. If you had a chance to wipe your slate clean and start over, things would be different. Of course, barring a winning lottery ticket, nothing is going to make that much of a change overnight.

There is no such thing as exceptional or perfect FICO credit score. Sure, a higher credit score will qualify you for some of the lowest possible interest rates. This applies to easy home loans, credit cards, personal loans, auto loans, etc.

This fall, Wasatch Peaks is pleased to announce an unprecedented benefit for members with a Visa® Platinum Credit and/or Debit card by introducing a new app called CardNav by CO-OP, which lets you manage your cards by remote control from your smart phone.