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A home equity line of credit (HELOC) is a homeowner's best friend, especially when it comes to major renovations. 

When you decide to become a homeowner, you’ll likely need to take out a mortgage to purchase your new home. Knowing you’ll need a mortgage to finance your home is an easy decision to make but deciding which mortgage is right for you can be a harder decision. 

Black Friday has traditionally been the day that kicks off the holiday shopping season, sending hordes of crowds surging through malls and big-box stores all over the nation. Unfortunately, it’s also been a day that kicks off the season of shopping scams.