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You can use your credit card to perform many useful functions beyond paying for items in-store and online. Credit cards can give you a financial safety net, help you shop safer, earn rewards, and even get cash back on purchases.

While they may look similar, debit cards and credit cards work differently and can provide different benefits when you utilize them. Understanding how they work and when to use them can help you make the best decisions for your finances. Here’s a guide to help you understand each type of card and when to use them.

At Wasatch Peaks Credit Union, one of our primary services is helping walk you through the home loan process. A mortgage loan is a huge financial commitment, and you need to know that you have expert help available for areas you may not be familiar with.