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If you’re thinking about applying for a mortgage loan in the near future, a major topic to consider is your debt. Lenders will consider your entire financial and credit picture when determining the types of loans and rates you qualify for, and the debt you carry and your history repaying it will be key among the factors they look at.

The holiday shopping season can be a great time to score some awesome deals! Unfortunately, it can also be a time to find yourself caught in a scam. Here are some common scams to watch out for this Cyber Monday (and throughout the rest of the season).

Here at Wasatch Peaks, we hate to see your money go to waste, so we’ve put together a list of misleading advertising schemes you may come across when hunting for deals this Black Friday.