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Someone’s been naughty this year-and we’re not talking about you! Those awful scammers don’t take time out for the holidays, and if you don’t know what to expect you can be their next victim.

‘Tis the season to be merry – except sometimes, it’s not.

While it’s not a pleasant topic or a reality anyone enjoys, the fact is that issues like cyber fraud and online scams are highly common in today’s world. The financial realm is one of the most frequently-targeted areas here, with scammers looking to rip off both organizations and individuals using a variety of technological means.