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Tax season is here, and unfortunately that also means that “tax scams” are here as well. Every tax season, there are more schemes targeting innocent taxpayers through phone calls, emails, in person, and even through social media channels. Some call to “verify” tax return information over the phone, some demand payments for a fake “Federal Student Tax,” and some impersonate tax preparers. Whatever the scheme, taxpayers need to vigilant against the scammers. Here are several tips to avoid being a victim:

Saving money can be difficult. It’s easy to have self-control at home, when you’re setting up your budget, but it can be much trickier to have that same self-control when you want to grab dinner out after a long day. Or maybe you see a sale on sneakers and your old ones are just getting so ratty and you think you’d definitely exercise more if you had good sneakers. And just look at them, they’re amazing!

New Year’s resolutions can be fantastic motivating tools, and many of us use that motivation to improve our health. Thirty-seven percent of Americans resolved to lose weight, while another 32% resolved to stay fit and healthy in the New Year. No one knows that better than the weight loss industry, which ramps up its marketing this time of year. You’ve no doubt seen offers for free months and other discounts at local and national gym chains.