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Once you've built up some equity in your home, you may be wondering about the best way to access the funds so you can complete home improvements, go on a dream vacation, consolidate debt, or achieve another goal.

Financial literacy is the ability to understand and use financial skills, including responsible money management, budgeting, saving and investing for the future. Let’s take a deeper look at Financial Literacy Month along with some ways to become more financially literate for managing our money responsibly all year long. 

Upcycling is a popular way to reuse old or unwanted items while giving them new life. It’s an environmentally friendly choice that reduces waste and saves you money at the same time. Best of all, you only need some creativity, a little time to devote to the project and stuff you already have lying around at home to be a successful upcycler.